Possible insurance Fraud - Help

Jamie.w

Hi,
I was just wondering if some one can point me in the right direction with my problem.

My mum passed away in May of last year, I am one of 4 daughters, I was outcasted from my family because I was the youngest and would not follow suit as I wanted to work and the other 3 did not want to work at all (benefits), I have not spoken to my mum or sisters in about 3 years due to the stress my family put me under. When my mum was taken into hospital with sepsis I went to the hospital put everything behind me as I wanted to be with my mum.
I was again out casted I did not say a word to my sisters but I was ordered to leave by my eldest sister.

My mum passed away in May 2018. I went to my mothers funeral and ordered to sit in the back so "there was no trouble". I had to sit there while my 3 sisters told stories and also that my mum only had 3 daughters not 4. This broke my heart.

Anyway 3 weeks later I was asked to sign a single page and was told that my mum had life insurance if I did not sign they insurance company will not release any money at all (the 4 of us were named on the policy and had to sign).

I asked to see what I was signing for as they would only give me the last page of the policy so I was signing a legal form without knowing what I am signing ( if that makes sense). I was told "sign or I will sign it for you" (fraud?). I did not sign the document.

Today I found out that my 3 sisters has been awarded the insurance money around 4 months ago. To be honest I am not worried about the money as such it is the fact of how they have treated me but they have always been the same when it comes down to money. I'm 24 married with 2 children and live a better life, the sister in charge is 34. I don't know what to do, I want to find out the insurance company but they wont tell me anything.

I know it is not nice to say but I will shop them when I can locate the insurance company my mums funeral was the final straw and that i was no longer a family member.
I look forward to your replys,
Thank you

boo_star

I'm not sure there's any fraud here. There was a threat that they were willing to commit it but you signed the document so in the end they didn't have to.

Jamie.w

Thanks for your reply,
Sorry, I just noticed i did not write it in my orginal post.
I have not signed anything at all.

boo_star

Jamie.w wrote: »

Thanks for your reply,
Sorry, I just noticed i did not write it in my orginal post.
I have not signed anything at all.

The one problem is that you're not the victim here, and the insurance company are.

You could report it to Action Fraud anyway but whether they do anything or not is another matter.

Jamie.w

Signing a legal document with a forged signature, would be a criminal offence? Obtaining money by deception?

Thanks again

boo_star

Jamie.w wrote: »

Signing a legal document with a forged signature, would be a criminal offence? Obtaining money by deception?

Thanks again

Yes, it would.

But whether the police are interested in dealing with it is another matter.

Jamie.w

Anyone else have any advice please?

csgohan4

you can sue them for fraud and money owed to you.


But depends on how much energy and money you have to do this.


Great family you have there, so sad

TrickyDicky101

Did the document you were asked to sign (albeit one page only) have any potentially identifying information on it such as a company header or address or anything else? If not I can't see you have any way to progress this as you don't know who the insurance company is. The police are unlikely to be interested and it isn't obvious that any crime has been committed.

I think you're better off without this 'family' and hope you can move on.

superbigal36

Who was the executor ? What solicitor dealt with the estate ?
They would have distributed the insurance.
If either or both have been complicit in something shady I would certainly be pushing for answers.

uk1

Jamie.w wrote: »

Hi,
I was just wondering if some one can point me in the right direction with my problem.

My mum passed away in May of last year, I am one of 4 daughters, I was outcasted from my family because I was the youngest and would not follow suit as I wanted to work and the other 3 did not want to work at all (benefits), I have not spoken to my mum or sisters in about 3 years due to the stress my family put me under. When my mum was taken into hospital with sepsis I went to the hospital put everything behind me as I wanted to be with my mum.
I was again out casted I did not say a word to my sisters but I was ordered to leave by my eldest sister.

My mum passed away in May 2018. I went to my mothers funeral and ordered to sit in the back so "there was no trouble". I had to sit there while my 3 sisters told stories and also that my mum only had 3 daughters not 4. This broke my heart.

Anyway 3 weeks later I was asked to sign a single page and was told that my mum had life insurance if I did not sign they insurance company will not release any money at all (the 4 of us were named on the policy and had to sign).

I asked to see what I was signing for as they would only give me the last page of the policy so I was signing a legal form without knowing what I am signing ( if that makes sense). I was told "sign or I will sign it for you" (fraud?). I did not sign the document.

Today I found out that my 3 sisters has been awarded the insurance money around 4 months ago. To be honest I am not worried about the money as such it is the fact of how they have treated me but they have always been the same when it comes down to money. I'm 24 married with 2 children and live a better life, the sister in charge is 34. I don't know what to do, I want to find out the insurance company but they wont tell me anything.

I know it is not nice to say but I will shop them when I can locate the insurance company my mums funeral was the final straw and that i was no longer a family member.
I look forward to your replys,
Thank you

This is probably advice and a view that you do not wish to read or consider.

If you genuinely do not care about the cash then why not simply shrug and walk away. It is entirely understandable that you feel angry and upset about all this and the history but is there anything productive that can come out of you spending time on this? It will eat you further. Ask yourself whethere there is any genuine upside to you pursuing this further and whether walking away and forgetting it is the better of two evils. Console yourself that you have a much better outlook to your life and simply get on with it.

I have a simple set of rules about fighting "battles". They have to satisfy all three rules. That the battle is a principle worth fighting for; that any success is worth the time effort and stress; and that the fight is more than likely to be won. Is it really worth it?

Best wishes.