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Always carrya camera as part of your incar kit
ALWAYS CARRY A CAMERA as part of your car's equipment
Just a cautionary tale -
Was talking to a friend who was involved in an RTA - she was hit behind while stationary in traffic.
Out she gets to exchange details and she also took photos of the damage to both vehicles so she could inform her insurance and send pics, etc.
She says there was not a mark, no dent, nothing on her vehicle, but the other vehicle had a lot of damage, too much given that the "impact" was only a slight bump and no damage to her own car.
Forward a couple of months and her insurance tell her the third party was an uninsured driver and was trying to claim for the damage, as well as injury.
Leave it to us, they say, OK, she replied, anything comes to me I'll forward it on to you.
End of story? No.
She says that whoeveritwas has now made a claim for injuries caused to their passengers as well as themselves, despite there being only the driver in the vehicle and no passengers and the fact that whoeveritwas crashed into her at about half a mile an hour speed, and the fact that whoeveritis was an uninsured driver.
This is where her camera came to be really useful - she took pics of damage and also took pics of the inside of the other vehicle, clearly showing no other occupants.
Sounds to me as though it was a crash-for-cash scammer, who might try using some scammer solicitor to make a personal injury claim against her using some accident management band.
She's now hoping for her day in court - I've told her to guard her pics and save copies in several places, particularly the ones of her own vehicle and the ones of the inside of the other one.
To finish, always always keep a camera in your vehicle and, if you do get involved in any sort of collision/incident, always take photos of all damage but first always take photos which clearly show the inside of the other vehicle, wheter or not it is empty or has other people in it.
Just a cautionary tale -
Was talking to a friend who was involved in an RTA - she was hit behind while stationary in traffic.
Out she gets to exchange details and she also took photos of the damage to both vehicles so she could inform her insurance and send pics, etc.
She says there was not a mark, no dent, nothing on her vehicle, but the other vehicle had a lot of damage, too much given that the "impact" was only a slight bump and no damage to her own car.
Forward a couple of months and her insurance tell her the third party was an uninsured driver and was trying to claim for the damage, as well as injury.
Leave it to us, they say, OK, she replied, anything comes to me I'll forward it on to you.
End of story? No.
She says that whoeveritwas has now made a claim for injuries caused to their passengers as well as themselves, despite there being only the driver in the vehicle and no passengers and the fact that whoeveritwas crashed into her at about half a mile an hour speed, and the fact that whoeveritis was an uninsured driver.
This is where her camera came to be really useful - she took pics of damage and also took pics of the inside of the other vehicle, clearly showing no other occupants.
Sounds to me as though it was a crash-for-cash scammer, who might try using some scammer solicitor to make a personal injury claim against her using some accident management band.
She's now hoping for her day in court - I've told her to guard her pics and save copies in several places, particularly the ones of her own vehicle and the ones of the inside of the other one.
To finish, always always keep a camera in your vehicle and, if you do get involved in any sort of collision/incident, always take photos of all damage but first always take photos which clearly show the inside of the other vehicle, wheter or not it is empty or has other people in it.
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Comments
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Everyopne has a camera on their phone right? I think the message you want to convey is more, take pictures at an accident. Especially if the other party seems to not like it being done.0
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Everyopne has a camera on their phone right? I think the message you want to convey is more, take pictures at an accident. Especially if the other party seems to not like it being done.
Not quite true, most people have smart phones or at least a phone with a camera however not everyone, I know people who just have basic phones, also there are people who don't always have their phone on them or don't pay much attention to how much charge is in their phone, my Mrs is guilty of both.I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world0 -
A dashcam front & back is useful.Tall, dark & handsome. Well two out of three ain't bad.0
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Our current van at work came with a disposable film camera in the glovebox kit and a condition/requirement in the lease to use it in any situation where a claim of any sort might be involved.
I honestly didn't think anyone was still producing these disposable cameras but I suppose it makes sense..?0 -
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Our current van at work came with a disposable film camera in the glovebox kit and a condition/requirement in the lease to use it in any situation where a claim of any sort might be involved.
I honestly didn't think anyone was still producing these disposable cameras but I suppose it makes sense..?
When i was working ( left in2016 ) the van i drove had a disposable camera in the glovebox,it was a requirement of the companies insurance company with instructions to photo everything if involved in an accident/RTA.0 -
Actual film camera shots (as opposed to anything digital) are considered better evidence by courts and insurance companies because digital images are so easy to manipulate.
Not that I carry one, smart phone and dash cam.Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.0 -
Mr.Generous wrote: »Actual film camera shots (as opposed to anything digital) are considered better evidence by courts and insurance companies because digital images are so easy to manipulate.
Not that I carry one, smart phone and dash cam.
You can still manipulate film shots, and they are less accurate at things like EXIF information giving time and date plus in the case of some GPS data. Anyone that has good experience with touching up will be able to see any manipulation done in digital images.0 -
Worth videoing rather than stills. If you can also keep recording during any interaction with the 3rd party.
"Sorry mate all my fault didn't see you no harm done" can magically turn into "It's all your fault I was indicating and now I have whiplash" when the paperwork is completed.0 -
EdGasketTheSecond wrote: »Wrong; many people, myself included, just want a phone that can make the odd phone call. Mine is a basic PAYG phone on which I spend about £5 a year at most.
"Many" is unlikely. Statistically speaking around 95% of the UK 17-24 year olds in 2017 had a smartphone (source). 85% of adults by 2017 had one (source).
Yes there are a few diehard refuseniks who don't want them but pretty much everyone has one and the chances of them driving and not having a smartphone these days is minimal.
You can get a very basic digital camera for £30 on amazon if you prefer, £50 will get you a perfectly usable dashcamSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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