We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Ebay and DRS Debt collectors

2»

Comments

  • Brooker_Dave
    Brooker_Dave Posts: 5,196 Forumite
    bris wrote: »
    They know they lost it but it's still the op's problem as it's under insured.

    That would be the case if it had been badly packed, and then damaged, but Ebay's subcontractor lost the parcel, and thus were negligent, which has no defence.

    So OP has no reason into being bullied into paying back the company who lost his phone.
    "Love you Dave Brooker! x"

    "i sent a letter headded sales of god act 1979"
  • TripleH
    TripleH Posts: 3,188 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 5 March 2019 at 10:01PM
    That would be the case if it had been badly packed, and then damaged, but Ebay's subcontractor lost the parcel, and thus were negligent, which has no defence.

    So OP has no reason into being bullied into paying back the company who lost his phone.

    The problem is that the package was not insured for the correct amount. If it was, then the buyer would be refunded by the seller, who would claim in full from the courier and the party who lost the item would be the ones out of pocket.

    Whilst the courier was booked through shuttle (and hence via eBay) I suspect the terms and conditions will unravel to show the seller had the contract with the courier not eBay because other options were available to them.

    If you under insure and the item goes missing, you can only claim the maximum value you have insured for regardless of whether you can 'prove' what you sent and how much it was worth.

    It is in my view a sensible solution to a problem.
    May you find your sister soon Helli.
    Sleep well.
  • RFW
    RFW Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    TripleH wrote: »
    If you under insure and the item goes missing, you can only claim the maximum value you have insured for regardless of whether you can 'prove' what you sent and how much it was worth.

    It is in my view a sensible solution to a problem.
    I'd wonder if this was legally the case. Whilst couriers get away with it it would be interesting to see what the courts would say if it was tested.
    I'd say the insurance matters more for damage but if they lose it then they have broken their contract to deliver the parcel.
    A few years ago I had a problem with a parcel of watches. The courier admitted that their driver had thrown it over a neighbour's hedge and it was rotten from rain when they eventually found it. The courier refused to pay as watches were not on their list of items to carry. When I pointed out that it wasn't my fault they employed incompetents who couldn't do their job and threatened them with legal action they paid up.
    When buying I often get asked to take out extra insurance and don't as I know the seller has to cover it, not me. I don't know if this falls in that category but it may well do.
    .
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.