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Previous tenants still using address after 2 years

2

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought that if you have asked to be forgotten, which we have, and they have refused then that is against GDPR?
    But they can't forget you, because they have no idea who you are. Their customer can ask to be forgotten, but presumably hasn't (and that wouldn't be appropriate anyway if the account is still in use).
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    On the up-side, we get some excellent catalogues for industrial flooring.....:)
  • ACG
    ACG Posts: 24,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You can get black marks against properties but that is usually only internally with a company who has been scammed multiple times.

    To put it in to perspective, it is where you have people making 10-15 applications for things in various names all at the same address, not one person not paying a credit card.

    Just write on the letter no longer at this address and return it. When I used to work for a bank we would put a little mark in the corner and then re-send it. If it came back as returned again, we would stop post being delivered - but other companies will have their own methods.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • The right to be forgotten under GDPR doesn’t apply to an address - that right only applies to a person, in certain circumstances. They have no data on you so you cannot invoke that right at all. What made you think you could?
  • Niv
    Niv Posts: 2,582 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I know who the previous two owners were for our current place and their ownership extends back some 50years. I still get mail for random people to the house. I am assuming it was a lodger they had at some point. I just bin it.
    YNWA

    Target: Mortgage free by 58.
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    Mark not know at this address and return to sender. You could also register with the postal preference service
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • AlexMac
    AlexMac Posts: 3,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sooner or later I assume you'll get replacement cards when theirs expire? That could cut your shopping bills, lol?
  • I'd phone the companies, as you've done, but also put it in writing that these people have moved out. After you've done that, read and bin the letters (you should read them just in case 1. it turns out they are applying for new credit against your address or 2. bailiffs are going to call at your address).

    Then you should check your credit record - these people are using the same address so there is a risk that they become 'linked' to you, which then affects your credit history. You should write to the credit reference agencies confirming that you are not linked, and that severs any connection.
  • LilElvis
    LilElvis Posts: 5,835 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Davesnave wrote: »
    On the up-side, we get some excellent catalogues for industrial flooring.....:)

    I get free tickets to the high-end London antique fairs - the sort that cost £20 each for the hoi polloi. I forward them on to the parents :T
  • Katgrit
    Katgrit Posts: 555 Forumite
    Part of the Furniture Combo Breaker
    firebubble wrote: »
    Then you should check your credit record - these people are using the same address so there is a risk that they become 'linked' to you, which then affects your credit history.

    AFAIK this is complete tosh. There is NO risk of that happening. You cannot be linked to a person simply by living at their previous (or current!) address. If sharing an address affected each others credit rating I'd be renting myself out as a flatmate......my credit history is great so anyone living with me would find their credit rating IMPROVED if they "accidentally" got linked with me. So yep, complete rubbish. Credit records/ratings/scores are based on individuals, not properties. Please don't go giving advice if it's wrong.
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