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Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
1 -
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!1 -
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)0 -
I screen dumped it for evidence.mebu60 said:
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)1 -
I have just tried a screenshot on Chrome which I copied into Word and it works fine. The 3.00% shows in two places as you say.mebu60 said:
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)
Edit. I see what you mean as I cannot print directly from Chrome.
I know that some bank apps do not allow screenshots and possibly online screenshots. This is not the case with VM current accounts online.2 -
nationwide topsRG2015 said:
I have just tried a screenshot on Chrome which I copied into Word and it works fine. The 3.00% shows in two places as you say.mebu60 said:
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)
Edit. I see what you mean as I cannot print directly from Chrome.
I know that some bank apps do not allow screenshots and possibly online screenshots. This is not the case with VM current accounts online.windows built in "snipping tool" can screenshot anything
1 -
Good to know, but I was sure that some bank sites blocked screen dumps on Windows.harrys66 said:nationwide topsRG2015 said:
I have just tried a screenshot on Chrome which I copied into Word and it works fine. The 3.00% shows in two places as you say.mebu60 said:
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)
Edit. I see what you mean as I cannot print directly from Chrome.
I know that some bank apps do not allow screenshots and possibly online screenshots. This is not the case with VM current accounts online.windows built in "snipe tool" can screenshot anything
That said, the old grey cells aren’t as reliable now as they used to be.0 -
RG2015 said:
Good to know, but I was sure that some bank sites blocked screen dumps on Windows.harrys66 said:nationwide topsRG2015 said:
I have just tried a screenshot on Chrome which I copied into Word and it works fine. The 3.00% shows in two places as you say.mebu60 said:
I messaged VM quite some time ago re the naming discrepancies which they were going to 'look in to'. Nothing about 'and correct'!badger09 said:
I initiated a transfer from Santander immediately the account was open. Finally got round to checking OLB today and the rate is shown as 3%soulsaver said:
Yep and the problem is different rate?.. and different name?... and you become reluctant to add funds in case it's not the account you wanted; especially when it's an ISA.badger09 said:
Agreedsoulsaver said:
Check your KPI document after your account has opened: I can't see anywhere in the app that confirms the rate on the account?badger09 said:
The Virgin Money Easy Access Cash ISA which was being discussed is just that - easy access, and flexible to boot. So if a better rate comes along, people are free to transfer to that better rate, provided they keep all current year subscriptions together of course.gesdt50 said:Nick_C said:
Earlier this year. Skipton offered a flexible tracker ISA (no longer available) that pays BOEBR + 0.35%, so 2.6% currently and 3.35% from 14 November. Sadly, the tracker only lasts a year, but it is the best easy access account I have currently.kaMelo said:Virgin's Easy Access Cash ISA Exclusive Issue 2 is now offering 3%. I realise this isn't a simple easy access account as it has ISA status and all the restrictions that come with it but it's significant in that an easy access ISA is offering better rates than any pure easy access savings account currently available. When was the last time that happened.
Wondering how much more are the BOE going to put up interest rates as the media is saying theres more rises to come; other banks will probably follow Virgin with offerings, so if one goes for this now and as people are only allowed 1 ISA a tax year; there may be a better rates in the near futurre as other banks come up with product offerings
But the email welcoming you (me), says there are 7 attachments... I only got 2; and more importantly, one, the Key Product Info document, says 2.25%..not 3%. And to confuse things more, calls it 'Exclusive Flexi ISA2' in the app. and 'Easy Cash Isa2' in the KPI.
Have I got a different product than I applied for?
Shambolic. I've messaged them.
I didn't actually check the KPI attached to my email as I'd already downloaded & saved it during the application process
The one attached to email is the same as yours, ie 2.25%, but the one I saved is 3%. Somebody in VM hasn't updated properly.
ETA funded, can stop moaning now... for a while
KPI account name is Easy Access Cash ISA Exclusive Issue 2
OLB account name is Exclusive Flexi ISA1
App account name is Exclusive Flexi ISA2
Give me strength!
I have received nothing from them about the rate increase to 3% either! If you take a printout from OLB the interest rate does not print despite being visible on the screen (in two places if you open 'show more').
The 3% in a cash ISA is tidy though :-)
Edit. I see what you mean as I cannot print directly from Chrome.
I know that some bank apps do not allow screenshots and possibly online screenshots. This is not the case with VM current accounts online.windows built in "snipe tool" can screenshot anything
That said, the old grey cells aren’t as reliable now as they used to be.The snipping tool works at the "desktop level", one you press new and then draw a window with your mouse it captures *anything* inside the windowits a hidden gem.... i didn't know about it until a few weeks ago, i use it all the time now, so powerful6 -
Wait till you discover lightshot!its a hidden gem.... i didn't know about it until a few weeks ago, i use it all the time now, so powerfulFortior quo paratior0
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