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The Top Easy Access Savings Discussion Area

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  • Opened Al-Rayan account on Tuesday 4th October and all I've had is email does anyone think I should phone them up.



    Did you fill everything in online?
    Have you got your ac number and details?
    Have you deposited funds? 
    Is it a welcome to AlRayan email?
    Do you have the app and can you see your deposit in the account?
    If you’ve done all that then everything is fine. 
  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    S_uk said:
    Zopa has officially gone from hero to zero as far as I'm concerned.

    That said I'll happily edit this post if they up their rate in the next couple of days  :)


    yes, been hoping they would update, but getting to the point now of having to look to move away, surely you'd think any mass exodus would set alarm bells ringing.
  • refluxer
    refluxer Posts: 3,206 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    S_uk said:
    Zopa has officially gone from hero to zero as far as I'm concerned.

    That said I'll happily edit this post if they up their rate in the next couple of days  :)
    Every time I log in and see loads of updates to this thread I open it with anticipation, hoping that increased Smart Saver rates might be the cause :D They'll do it when they have a business need to, I guess.
  • jimexbox
    jimexbox Posts: 12,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    S_uk said:
    Zopa has officially gone from hero to zero as far as I'm concerned.

    That said I'll happily edit this post if they up their rate in the next couple of days  :)


    Will start and move my savings out of zopa tomorrow unless there is movement today. Two weeks is long enough. 
  • jak22
    jak22 Posts: 403 Forumite
    Third Anniversary 100 Posts
    edited 6 October 2022 at 12:29PM
    It's not quite a month since Zopa's last rise and it was around a month between their previous rises - when they're ready they'll update them. They're not the highest but they're not the lowest either. If all your savings fit into one account then shop around but otherwise they're still useful like the others above 1.8%. Fewer wishing for.. and thinking about doing.... type posts would be good.
  • 10_66
    10_66 Posts: 3,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    S_uk said:
    Zopa has officially gone from hero to zero as far as I'm concerned.

    That said I'll happily edit this post if they up their rate in the next couple of days  :)


    I rang them today to ask, was only told they'd increased their fixed rates and nowt else and if any changes in rates they'll email about it.
  • jimexbox
    jimexbox Posts: 12,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 6 October 2022 at 12:39PM
    jak22 said:
    It's not quite a month since Zopa's last rise and it was around a month between their previous rises - when they're ready they'll update them. They're not the highest but they're not the lowest either. If all your savings fit into one account then shop around but otherwise they're still useful like the others above 1.8%. Fewer wishing for.. and thinking about doing.... type posts would be good.
    I'm not thinking, I'll be leaving zopa tomorrow. Still folk waiting for Chase to up their rates... I'll keep the account open in case they up their rates. 
  • I,m just waiting for Atom to up their easy access 
  • Thumbs_Up
    Thumbs_Up Posts: 965 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    edited 6 October 2022 at 2:06PM

    Re Zopa, my 95 days’ notice was up a few days ago, so sod it, it’s now transfer to the 31 days pot. Withdrawn notice given so will have access to the money from 6th November. The MPC meeting is on the 3rd November. Can you see my plan. Getting ready for the big one, the fixed rate job.

    I am also waiting for Atom, a bit of a split decison for me.

     






  • Whenever Atom have a down time (maintenance) eg last night for 3 hours I’m always waiting for the next rate increase ,it usually follows a few days later. Just need that easy access over 2%.
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