The Top Easy Access Savings Discussion Area

2010

DoG1954 said:

My Marcus saving a/c is only 1.05% now, with no bonus. Is it time to start thinking about buying gold?

https://www.bullionbypost.co.uk/gold-price/gold-price-today/

ColdIron

DoG1954 said:

My Marcus saving a/c is only 1.05% now, with no bonus. Is it time to start thinking about buying gold?

What is the interest rate for gold?

grumiofoundation

DoG1954 said:

My Marcus saving a/c is only 1.05% now, with no bonus. Is it time to start thinking about buying gold?

Is gold easy access?

lhsecons

ColdIron said:

DoG1954 said:

My Marcus saving a/c is only 1.05% now, with no bonus. Is it time to start thinking about buying gold?

What is the interest rate for gold?

Price change this week -2.96%. Negative interest rates??

Soniboy12

I just wanted to tell everyone about my experience with Metro Bank as I signed up for a fixed rate account but have spent weeks trying to sort out just getting registered so I have given up and decided not to open an account with them, very disappointed as I only went with them as they were recommended through Money Saving Expert.

eskbanker

Soniboy12 said:

I just wanted to tell everyone about my experience with Metro Bank as I signed up for a fixed rate account but have spent weeks trying to sort out just getting registered so I have given up and decided not to open an account with them, very disappointed as I only went with them as they were recommended through Money Saving Expert.

That's off-topic for a thread specifically about easy-access accounts rather than fixed-term ones, but MSE doesn't recommend institutions as such, it simply lists those with the best interest rates....

murphydavid

eskbanker said:

Soniboy12 said:

I just wanted to tell everyone about my experience with Metro Bank as I signed up for a fixed rate account but have spent weeks trying to sort out just getting registered so I have given up and decided not to open an account with them, very disappointed as I only went with them as they were recommended through Money Saving Expert.

That's off-topic for a thread specifically about easy-access accounts rather than fixed-term ones, but MSE doesn't recommend institutions as such, it simply lists those with the best interest rates....

If you go to MSE https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

Which is entitled top savings accounts and includes fixed rate accounts and near the end of the article click on “Join the MSE Forum Discussion” it brings you here. Which indicates this discussion should be called “top savings accounts" and include fixed-term ones.

If not then I'm missing out. If you know of another thread for fixed rate and other savings accounts please tell me where it is.?

ColdIron

Where the first post states

This thread is specifically to discuss the
Easy Access Savings article

eskbanker

murphydavid said:

eskbanker said:

Soniboy12 said:

I just wanted to tell everyone about my experience with Metro Bank as I signed up for a fixed rate account but have spent weeks trying to sort out just getting registered so I have given up and decided not to open an account with them, very disappointed as I only went with them as they were recommended through Money Saving Expert.

That's off-topic for a thread specifically about easy-access accounts rather than fixed-term ones, but MSE doesn't recommend institutions as such, it simply lists those with the best interest rates....

If you go to MSE https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

Which is entitled top savings accounts and includes fixed rate accounts and near the end of the article click on “Join the MSE Forum Discussion” it brings you here. Which indicates this discussion should be called “top savings accounts" and include fixed-term ones.

If not then I'm missing out. If you know of another thread for fixed rate and other savings accounts please tell me where it is.?

It's a fair point about the linkage from the generic MSE savings article, but perhaps that article was only about easy access products when the thread was created way back in 2007.

It's up to MSE Towers to decide on the structure of 'official' threads I suppose but personally my preference is that threads like this are more valuable as a mechanism to share info about reasonably specific subjects such as easy-access accounts, rather than savings accounts in general.  There is usually fairly active discussion about regular saver accounts on the dedicated threads about those but I don't recall seeing an equivalent about fixed rate products, although the above post was more about an institution than a product anyway....

murphydavid

ColdIron said:

Where the first post states

This thread is specifically to discuss the
Easy Access Savings article

I think you will find that there is no longer an article called "Easy Access Savings article" so you can't discuss something that does not exist apart from discussing its history that is.
In 2007 when the first post in this thread was written there may have been one but if so the article was updated to "top savings accounts" and retained its link to this thread. If you want to run through all 400 posts you may find one that says this and is more up-to-date than the first one. (13 years more up to date - I never quote stuff that old as if it were current information - I could find you a quote from a leading scientist (at the time he said it) telling you the earth is flat)

If you want to provide a link to the article  "Easy Access Savings" I will be interested to read it and then you will have proved me wrong.