The Top Easy Access Savings Discussion Area

polymaff

keef-WhatStandards wrote: »

Has MSE updated their website?

No response to my email to them.

Well, don't hold your breath. This thread's header still includes a link to an account that was withdrawn almost a year ago - and became obsolete long before that.

djpailo

so icici now gives 1.55%. Wonder if we'll get 1.6%?

vjsuk

I posted here regarding a fixed notice account, but then realized the heading is Easy Access Accounts, so deleted it. I looked but couldn't find the fixed notice accounts thread.
Can someone direct me to the right thread, thanks

eskbanker

vjsuk wrote: »

I posted here regarding a fixed notice account, but then realized the heading is Easy Access Accounts, so deleted it. I looked but couldn't find the fixed notice accounts thread.
Can someone direct me to the right thread, thanks

I don't believe there is one dedicated to such accounts - they seemed to fall out of favour for a while and are barely covered in MSE's main savings article (where, at the time of posting, a token single account is mentioned), so there's a gap in the market for a forum member-maintained thread if you're volunteering to start one!

However, it's one thing to create a reference thread like that and an entirely different one to keep it updated....

Notice account info is published elsewhere at the likes of:
https://savingschampion.co.uk/best-buys/personal/notice-accounts/
https://www.money.co.uk/savings-accounts/notice-savings.htm

vjsuk

I always check here for the best savings interest rates.
The best 1year savings account today (20.03.19)was with a new bank called Smartsave.
I clicked the link and filled in their online application form, but on completion I get an error message "We can't set up your savings account right now"
This is very odd as I have had loads of accounts with various banks, and have seven at this moment, all because of being in the top interest payers here on moneysavingexpert.
I did email smartsave and got a reply in part saying "we are in a test phase at the moment and some of our checks are a little sensitive"
They must be overly sensitive as I have an excellent credit rating and lived at the same address for just under 30 years. And as I say have never ever had any application refused in the past.
Is anyone else having a problem? And if this is a problem with several people, maybe they shouldn't show up on the top interest rate table.

eskbanker

vjsuk wrote: »

I always check here for the best savings interest rates.
The best 1year savings account today (20.03.19)was with a new bank called Smartsave.
I clicked the link and filled in their online application form, but on completion I get an error message "We can't set up your savings account right now"
This is very odd as I have had loads of accounts with various banks, and have seven at this moment, all because of being in the top interest payers here on moneysavingexpert.
I did email smartsave and got a reply in part saying "we are in a test phase at the moment and some of our checks are a little sensitive"
They must be overly sensitive as I have an excellent credit rating and lived at the same address for just under 30 years. And as I say have never ever had any application refused in the past.
Is anyone else having a problem? And if this is a problem with several people, maybe they shouldn't show up on the top interest rate table.

A couple of posters report similar problems at https://forums.moneysavingexpert.com/discussion/5977949/unable-to-open-smartsave-1-yr-fix - if it was three unsuccessful applicants out of three that would clearly be an issue, but three out of, say, three thousand, somewhat less so....

vjsuk

Thanks for the reply. I have checked out the other thread.
Seems Smartsave have withdrawn that deal anyway, so have invested in firstsave which was the 2nd best deal.

adindas

Could we have multiple Marcus Saving Accounts ??
Thx

I-LOV-MONEY

Marcus -


I don't think so, unless you can open it in a relative's name!

soulsaver

adindas wrote: »

Could we have multiple Marcus Saving Accounts ??
Thx

WE could...