The Top Easy Access Savings Discussion Area

Bridlington1

FindingBBob said:

Quite a few NLAs at the top  - impending cuts??

I hate to say this but another green bottle falls off the wall, Virgin Money Defined Access Issue 19 at 5.12% is now NLA, replaced by Issue 20 at 5.07%.

EDIT: Also Beehive at 5.15% is now NLA.

Zaul22

Just checking... Shawbrook 36 hasn't been cut? I don't have enough money in it to get notified but it's a backup. 

happybagger

Zaul22 said:

Just checking... Shawbrook 36 hasn't been cut? I don't have enough money in it to get notified but it's a backup. 

Their website says Issue 36 is 5.11%

BestSeagull

Family BS. I planned to take out some money on Monday but when I looked at my account, there was the option to nominate the date of withdrawal. So I went ahead and made the transaction now, choosing Monday as the date of withdrawal.
The amount has been deducted already. Does anyone know if they will still pay interest for today and tomorrow?

Zopa_Trooper

Anybody else feel we've reached the top and there's only one way left to go?

Thirty9

Zopa_Trooper said:

Anybody else feel we've reached the top and there's only one way left to go?

Yes, in terms of *absolute* savings interest rates. But if that's all you focus on, you are not seeing the real (no pun intended) picture. Inflation was at 9%, its now at 4.7%, and expected to keep falling. You're now better off with savings rates being above inflation, even if the % figure falls.

Zopa_Trooper

I was thinking that maybe now is the time to lock in those rates?

Bazzalona13295

Zopa_Trooper said:

Anybody else feel we've reached the top and there's only one way left to go?

I thought that about a month ago.

soulsaver

ToTP: Top (of The Pots) ranked-by-rate Easy(ish) Access Top 10. For original doc and more info. click link in my signature box.

Links & availability checked as at 11.30 09/12/23

1 Metro Bank Limited Edition Instant Access  5.22% (10/11) **Risk? Note discussion here.**

  DF Capital '1day' EA  (*see trail) 5.20% £1k min (note £1k min w/ds) (05/12)  appears ***NLA 07/12***

2 Ulster Bank Loyalty Svr  5.20% £5k+ (29/09)

3 Paragon Dbl Access  Iss4 again 5.16% Min £1k (30/11) 

  Beehive Limited Issue 5.15% (inc 1st yr bonus). £1k min opening (07/11) ***NLA 08/12***

4 Cahoot Simple Saver 5.12% (09/10)

 Virgin Money Defined Access E-Saver issue 19  'Tri' 5.12% (04/10) ***NLA 08/12***

5 Cynergy Online EA iss 69  5.10 % (24/11)

6 Yorkshire BS Loyalty Six Access  5.10% (04/10)

7 Charter EA iss47 5.07% £5k min (07/12) 

8 Virgin Money Defined Access E-Saver Iss 20  'Tri' 5.07% (08/12) 

9 Skipton BoE BR tracker 5.06% (09/12) but mentioned earlier here ..

10 Kent Reliance EA Iss66 5.06% £1k min FTR (09/12) 

soulsaver

That Skipton BoE BR minus 0.19% 24month tracker (with w/ds) may remain while others sink - but it's still available after 3 weeks.. no cost, no brainer safety net IMHO.