The Top Easy Access Savings Discussion Area

soulsaver

janusdesign said:

@soulsaver
DF Capital Easy Access Account - 5.20% AER - monthly interest (paid on1st) - £1k -> £250k
Easy Access | DF Capital

nb - when you open an account, it shows as "1 Day Easy Access Account (Issue 2)" - withdrawals are next working day (e.g you give 1 day's notice to withdraw).

***NLA 07/12***
There we were, thinking 1 day was the time it took to make the withdrawal... when it turns out it was also the time the account was available to open!

FindingBBob

Quite a few NLAs at the top  - impending cuts??

Bridlington1

FindingBBob said:

Quite a few NLAs at the top  - impending cuts??

I hate to say this but another green bottle falls off the wall, Virgin Money Defined Access Issue 19 at 5.12% is now NLA, replaced by Issue 20 at 5.07%.

EDIT: Also Beehive at 5.15% is now NLA.

Zaul22

Just checking... Shawbrook 36 hasn't been cut? I don't have enough money in it to get notified but it's a backup. 

happybagger

Zaul22 said:

Just checking... Shawbrook 36 hasn't been cut? I don't have enough money in it to get notified but it's a backup. 

Their website says Issue 36 is 5.11%

BestSeagull

Family BS. I planned to take out some money on Monday but when I looked at my account, there was the option to nominate the date of withdrawal. So I went ahead and made the transaction now, choosing Monday as the date of withdrawal.
The amount has been deducted already. Does anyone know if they will still pay interest for today and tomorrow?

Zopa_Trooper

Anybody else feel we've reached the top and there's only one way left to go?

Thirty9

Zopa_Trooper said:

Anybody else feel we've reached the top and there's only one way left to go?

Yes, in terms of *absolute* savings interest rates. But if that's all you focus on, you are not seeing the real (no pun intended) picture. Inflation was at 9%, its now at 4.7%, and expected to keep falling. You're now better off with savings rates being above inflation, even if the % figure falls.

Zopa_Trooper

I was thinking that maybe now is the time to lock in those rates?

Bazzalona13295

Zopa_Trooper said:

Anybody else feel we've reached the top and there's only one way left to go?

I thought that about a month ago.