The Top Easy Access Savings Discussion Area

TiVo_Lad

TiVo_Lad said:

soulsaver said:

I've just done the Cynergy fast track.. and new account immediately visible. So if that didn't happen, it's likely disappeared into their twilight zone...

This is what I don't understand. The two accounts (old and new) are showing and I got all the eMails confirming open and close, but the actual transfer and close hasn't (apprently) worked.... <shrug>

I pinged Cynergy a secure message yesterday evening and by 09.30 this morning they had sorted it all out. Old account closed and balance + interest now in the new issue. Looks like they had an IT glitch over the weekend and now know how to fix it. Can't complain at the turnaround time.

happybagger

where_are_we said:

Difference between Saffron Esaver issue 20 and My saver ? - ES20 interest can be annual or monthly, minimum opening deposit £10 - My saver interest annual only and minimum opening deposit £1. Have I missed anything?

Wondering which one to open or maybe both in case the variable interest rate changes in one but not the other, although I would imagine this is unlikely. I presume withdrawals will be next working day?

Maximum amounts (balance) you can pay in, big difference:

Mysaver £10k, esaver £500k

happybagger

Surprising increase from Saffron on esaver imo, Up 0.50%, just 6 days after they'd put an increase to 4.1% through.
All closed issues NLA also up to 4.6%

BreakingGlass

jaceyboy said:

Shawbrook up to 4.63 this morning!

Easy Access Account | Shawbrook

Not showing yet when I login to my Issue 36 - presume it will refresh overnight tonight.

Barkin

BigBlueSky said:

With Shawbrook Bank is there a cut-off for a transfer in/out to be made the same day ? - I assume working days only.

This is a recurring question. It's all detailed online, in the product t's&c's.

Does nobody read these? 

BigBlueSky

Barkin said:

BigBlueSky said:

With Shawbrook Bank is there a cut-off for a transfer in/out to be made the same day ? - I assume working days only.

This is a recurring question. It's all detailed online, in the product t's&c's.

Does nobody read these? 

Yes, but nothing beats personal experience.  In the past I've had the T&C's say one thing but in practice something else applies.  I know the T&C's mention next day but would like to know if this is in fact the case.

Thanks

ranciduk

BigBlueSky said:

Barkin said:

BigBlueSky said:

With Shawbrook Bank is there a cut-off for a transfer in/out to be made the same day ? - I assume working days only.

This is a recurring question. It's all detailed online, in the product t's&c's.

Does nobody read these? 

Yes, but nothing beats personal experience.  In the past I've had the T&C's say one thing but in practice something else applies.  I know the T&C's mention next day but would like to know if this is in fact the case.

Thanks

I recently made the minimum £500 withdrawal from Shawbrook 

i did it about 10am on the Monday and it arrived in my nominated account the day after about 2pm

janusd

BreakingGlass said:

jaceyboy said:

Shawbrook up to 4.63 this morning!

Easy Access Account | Shawbrook

Not showing yet when I login to my Issue 36 - presume it will refresh overnight tonight.

showing for me - but remember that if you get interest paid monthly, it will show 4.53% rather than 4.63%

BreakingGlass

janusdesign said:

BreakingGlass said:

jaceyboy said:

Shawbrook up to 4.63 this morning!

Easy Access Account | Shawbrook

Not showing yet when I login to my Issue 36 - presume it will refresh overnight tonight.

showing for me - but remember that if you get interest paid monthly, it will show 4.53% rather than 4.63%

Yes I do get interest monthly but it was showing 4.43%.  I just checked again after receiving rate rise text from Shawbrook and it has now changed to 4.53%.

wiseonesomeofthetime

happybagger said:

Surprising increase from Saffron on esaver imo, Up 0.50%, just 6 days after they'd put an increase to 4.1% through.
All closed issues NLA also up to 4.6%

Yes, I saw @Bridlington1 post, so checked my Issue 19, and was surprised to see it had increased to 4.60%

Had not seen any advance notice of this, not that I'm complaining.

That said, I only have a two-figure balance in this account, £10 being the minimum allowed for it to remain open, and don't feel inclined to add significant funds to it, now at 4.60%, as I believe my other accounts, with major funds, are likely to exceed this rate within the next week.