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Same email for my issue 28 although it's showing as to be 4.1 AER online from tomorrow. Looks like the email is not only conflicting but also mathematically wrong for the gross to AER.Bobblehat said:
So much for Charter's email then! EA Issue 28 4.00%/4.09% on 21/07 ... why did they send those figures?jaypers said:Charter new issue Easy Access now 4.10% Gross (4.02%) which is Issue 41. Issues up to Issue 29 also following suit from tomorrow. Looks like anyone with Issue 30 thru 40 gets less which is an odd move.1 -
Charter previously have been holding the latest issues lower than the old ones, presumably to encourage loyalty.0
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flobbalobbalob said:Charter previously have been holding the latest issues lower than the old ones, presumably to encourage loyalty.
It's not encouraging my loyalty, as it's 10 issues with inferior rates, moving a fair wedge out having waited for this move to decide.
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Why can't I find the Skipton bonus saver 4.45% on the app?0
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It seems to be 4.45%. Apply online ~ https://www.skipton.co.uk/savings/easy-access/bonus-saverhousebuyer143 said:Why can't I find the Skipton bonus saver 4.35% on the app?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Kent Reliance rates going up ~ https://www.kentreliance.co.uk/interest-rates (apologies if someone else has already mentioned)If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
That's the one, but it's not on the app. Annoying as it's quicker that way.ForumUser7 said:
It seems to be 4.45%. Apply online ~ https://www.skipton.co.uk/savings/easy-access/bonus-saverhousebuyer143 said:Why can't I find the Skipton bonus saver 4.35% on the app?1 -
Bobblehat said:
Mine's showing 3.5% AER rather than 3.55%?dgpur said:Virgin M Plus saver has made a laughably slow and poor increase from 3.03% to 3.55% (under £25,000, still 2.52% for balances above that).3.5% is the gross rate. In their own words from the email:
’You will now receive 3.55% AER (3.50% Gross)’1 -
Thanks for that! I've not received an email yet!dgpur said:Bobblehat said:
Mine's showing 3.5% AER rather than 3.55%?dgpur said:Virgin M Plus saver has made a laughably slow and poor increase from 3.03% to 3.55% (under £25,000, still 2.52% for balances above that).3.5% is the gross rate. In their own words from the email:
’You will now receive 3.55% AER (3.50% Gross)’0 -
I'm not certain why this was never answered but I suspect that the five thanks has got something to do with it! Wasn't RBS one?kaMelo said:Middle_of_the_Road said:
Could not agree more. Although challenger bank depositors have the same protection as the big names, I think they are more likely to need it.2010 said poo:If big banks can fail and need help such as the recent ones why is there a frenzy (on here) to pile money into the obscurely named mobile app only banks.
Reminds me a lot when "asleep at the wheel" Ofgem, OK`ed all the minnow energy firms which went bust and now we are all paying for.
Icelandic banks that everyone piled into.
One day your money was there, next day it had disappeared.
UK government decided to refund all retail savers, hoping to get it back from Iceland.
Who wants to have to rely on the FSCS protection process, for an extra 0.1- 0.2%
Remind me again which UK banks were essentially insolvent and required bailing out in 2009.0
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