The Top Easy Access Savings Discussion Area

Bridlington1

Zerforax said:

My Zopa at 3.52% is looking pretty weak. I think moving to somewhere like Investec might only be worth like £40-50 a year though. Debating if I can be bothered.

£40-£50 is certainly not to be sneezed at IMHO, especially when all you have to do is move your savings to a different account. Therefore I'd say shift it to somewhere that pays a higher rate of interest. 

Zerforax

Bridlington1 said:

Zerforax said:

My Zopa at 3.52% is looking pretty weak. I think moving to somewhere like Investec might only be worth like £40-50 a year though. Debating if I can be bothered.

£40-£50 is certainly not to be sneezed at IMHO, especially when all you have to do is move your savings to a different account. Therefore I'd say shift it to somewhere that pays a higher rate of interest. 

Well I remembered that the banks all make bumper profits from our apathy and indifference! Shame as I liked the Zopa app and they were near the top for so long.

I went with Investec in the end as the others higher up the list were all limited access accounts. Took less than 10 minutes to get the account open.

mebu60

TiVo_Lad said:

Aldermore Double Access Account Issue 1 has increased its interest rate to 3.85%.

A maximum of two easy access withdrawals are allowed per year, additional withdrawals will result in the rate dropping to 1% for the remainder of that year. Interest is paid annually or monthly.

@soulsaver

You have to be kidding!!!! 

I used my 3rd withdrawal yesterday to shift it to Secure Trust 3.85%. End August before I can add back to Aldermore.

snappyfish

Does Investec.com have any more secure methods of logging in other than a standard password? 

snappyfish

Bridlington1 said:

Zerforax said:

My Zopa at 3.52% is looking pretty weak. I think moving to somewhere like Investec might only be worth like £40-50 a year though. Debating if I can be bothered.

£40-£50 is certainly not to be sneezed at IMHO, especially when all you have to do is move your savings to a different account. Therefore I'd say shift it to somewhere that pays a higher rate of interest. 

Exactly this.. that's a week's worth of food and some luxuries for me.

Zaul22

Does Investec.com have any more secure methods of logging in other than a standard password? 

Yes, using a better password.

(No) I would expect at least a basic 2 factor system, but just like Tandem and Chip, they use the nominated account system so the security is outsourced to your current account. This negligence is becoming more common but it's not completely wrong. 

ForumUser7

West Brom BS DA -> 4% effective tomorrow? Perhaps article published early https://www.thisismoney.co.uk/money/saving/article-12166317/Double-access-savings-accounts-paying-4.html @soulsaver

Kazza242

Leeds BS are launching a new issue of their Limited Issue Online Access Account (issue 46), paying 3.75%

The minimum opening amount is £1,000.

https://www.leedsbuildingsociety.co.uk/savings/access-accounts/limited-issue-online-access-account/

soulsaver

Kazza242 said:

Leeds BS are launching a new issue of their Limited Issue Online Access Account (issue 46), paying 3.75%

The minimum opening amount is £1,000.

https://www.leedsbuildingsociety.co.uk/savings/isa-tax-free-accounts/limited-issue-online-access-isa/

Hi Kazza - the link is to an ISA... ? 

Kazza242

soulsaver said:

Kazza242 said:

Leeds BS are launching a new issue of their Limited Issue Online Access Account (issue 46), paying 3.75%

The minimum opening amount is £1,000.

https://www.leedsbuildingsociety.co.uk/savings/isa-tax-free-accounts/limited-issue-online-access-isa/

Hi Kazza - the link is to an ISA... ? 

I've updated it.  Remember I edit the Best Cash ISAs Currently Available thread, so the link is in my browser cache.  

The new issue should appear later today on the Leeds website via the updated link in my post above.