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The Top Easy Access Savings Discussion Area
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I’m with tandem so very pleased with their increas, as expected chip jump ahead I won’t be switching to them but it’s all positive anyone who pushes rates can only be good for us all1
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It’s an unfortunate reality that the rise and fall of interest rates benefit some but screw others. As someone without loans trying to get the best returns to live off, I sympathise with those who have/need loans - as we were there once.1
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Moneyfacts Reports:
Saffron E-Saver Account (Issue 20) from 2.95% -> 3.45%
Saffron Enviro Saver Account (Issue 2) from 2.90% -> 3.40%
MySaver never seems to show on there, but I reckon it’ll also be 3.45% - EDIT: It has a max balance of £10,000, so is in fact on there, just not under the default £25,000 option
Rates not reflected on saffron website or app, but it’ll likely be tomorrow ~09:30. Not TOTP, but to let existing account holders know.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.4 -
Looks like we're heading for a minimum of two more BoE rate rises now after the latest disastrous inflation numbers this morning - even with energy prices easing inflation is still running out of control.
This government really has destroyed the country's economy, so it's more important than ever to limit the damage by chasing the best rates wherever possible.4 -
Yes, BoE forecasts were miles out yet again. Hopefully most haven't fixed their savings too long at recent rate offers, because they'll be going up again.
It won't be popular and the government won't want to do it a year out from an election, but now that it's clear that core inflation is the issue the only way to get it under control is through further and sharper interest rate rises. This, combined with more and more mortgage holders coming out of low rate fixes, will eventually lead to a reset.2 -
@SoulSaver
Skipton BS Double Access Saver Issue 2 (and Branch Double Access Saver Issue 2) paying 3.60%. £10,000 minimum balance though. 2 withdrawals plus closure.
Family BS Online Saver Issue 5 from 3.40% -> 3.55%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
Skipton has pulled all its tracker savings products (saver as well as ISA). I don't think there is now any BOE rate linked tracker out there either as ISA or normal saver. Above trackers weren't best buy rates but they did have spreads on BOE guaranteed for 24 months.2
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Hanley EBS Branch Saveraaj123 said:Skipton has pulled all its tracker savings products (saver as well as ISA). I don't think there is now any BOE rate linked tracker out there either as ISA or normal saver.
Also Dudley BS Instant Tracker (albeit it is a pretty poor tracker IMO)
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
HEBS Branch Saver (the 4.25% one) tracks Base Rate. Though it is not marketed as a trackeraaj123 said:Skipton has pulled all its tracker savings products (saver as well as ISA). I don't think there is now any BOE rate linked tracker out there either as ISA or normal saver.2
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