The Top Easy Access Savings Discussion Area

ForumUser7

dgpur said:

Does anybody know how to get money out of (or preferably close) the online easy access saver from Harpenden? The online portal gives no way to do so, and their faqs offer nothing useful.

Have you linked a nominated account? 

If so, AFAIK, there should be a button that says transfer on the first screen you see after you’ve successfully logged in. Then ‘electronically transfer to nominated account’. That would withdraw. Harpenden BS may have limits on daily withdrawals, but this should be indicated in the amount field.

To close, usually if you click details on the account (not more details), then a button saying account closure should be present in the LH menu under home and above log off. 

I do not have accounts with H BS, but I have accounts with several others who use the same platform. H BS may not have all the same options, but pretty sure they have online withdrawal.

If I was you, I’d keep it open in case they try and make a competitive move to prevent mass exodus. The account is NLA. But you’ll have to work out what would work best for you re that, with the high minimum balance requirement (£100 compared to £1 like many other providers).

worriednoob

cymruchris said:

A small welcome rise from Chip just landed in the inbox.

Good news, although I feel the rise is fairly small.

dgpur

ForumUser7 said:

dgpur said:

Does anybody know how to get money out of (or preferably close) the online easy access saver from Harpenden? The online portal gives no way to do so, and their faqs offer nothing useful.

Have you linked a nominated account? 

If so, AFAIK, there should be a button that says transfer on the first screen you see after you’ve successfully logged in. Then ‘electronically transfer to nominated account’. That would withdraw. Harpenden BS may have limits on daily withdrawals, but this should be indicated in the amount field.

To close, usually if you click details on the account (not more details), then a button saying account closure should be present in the LH menu under home and above log off. 

I do not have accounts with H BS, but I have accounts with several others who use the same platform. H BS may not have all the same options, but pretty sure they have online withdrawal.

If I was you, I’d keep it open in case they try and make a competitive move to prevent mass exodus. The account is NLA. But you’ll have to work out what would work best for you re that, with the high minimum balance requirement (£100 compared to £1 like many other providers).

Thanks - but both the buttons you mention are non-existent on my Harpenden portal. Though I have successfully linked a nominated account. There must be something broken, either generally or with my account specifically. I’ve sent them an email indicating I want to close my account, don’t know what else to do! I’m not interested in keeping the account. Its software is very buggy and annoying.

ForumUser7

dgpur said:

ForumUser7 said:

dgpur said:

Does anybody know how to get money out of (or preferably close) the online easy access saver from Harpenden? The online portal gives no way to do so, and their faqs offer nothing useful.

Have you linked a nominated account? 

If so, AFAIK, there should be a button that says transfer on the first screen you see after you’ve successfully logged in. Then ‘electronically transfer to nominated account’. That would withdraw. Harpenden BS may have limits on daily withdrawals, but this should be indicated in the amount field.

To close, usually if you click details on the account (not more details), then a button saying account closure should be present in the LH menu under home and above log off. 

I do not have accounts with H BS, but I have accounts with several others who use the same platform. H BS may not have all the same options, but pretty sure they have online withdrawal.

If I was you, I’d keep it open in case they try and make a competitive move to prevent mass exodus. The account is NLA. But you’ll have to work out what would work best for you re that, with the high minimum balance requirement (£100 compared to £1 like many other providers).

Thanks - but both the buttons you mention are non-existent on my Harpenden portal. Though I have successfully linked a nominated account. There must be something broken, either generally or with my account specifically. I’ve sent them an email indicating I want to close my account, don’t know what else to do! I’m not interested in keeping the account. Its software is very buggy and annoying.

How long ago did you link it? I know some of them have a transaction stop for X days

dgpur

ForumUser7 said:

dgpur said:

ForumUser7 said:

dgpur said:

Does anybody know how to get money out of (or preferably close) the online easy access saver from Harpenden? The online portal gives no way to do so, and their faqs offer nothing useful.

Have you linked a nominated account? 

If so, AFAIK, there should be a button that says transfer on the first screen you see after you’ve successfully logged in. Then ‘electronically transfer to nominated account’. That would withdraw. Harpenden BS may have limits on daily withdrawals, but this should be indicated in the amount field.

To close, usually if you click details on the account (not more details), then a button saying account closure should be present in the LH menu under home and above log off. 

I do not have accounts with H BS, but I have accounts with several others who use the same platform. H BS may not have all the same options, but pretty sure they have online withdrawal.

If I was you, I’d keep it open in case they try and make a competitive move to prevent mass exodus. The account is NLA. But you’ll have to work out what would work best for you re that, with the high minimum balance requirement (£100 compared to £1 like many other providers).

Thanks - but both the buttons you mention are non-existent on my Harpenden portal. Though I have successfully linked a nominated account. There must be something broken, either generally or with my account specifically. I’ve sent them an email indicating I want to close my account, don’t know what else to do! I’m not interested in keeping the account. Its software is very buggy and annoying.

How long ago did you link it? I know some of them have a transaction stop for X days

7 days ago. Do you think that’s too soon?

ForumUser7

dgpur said:

ForumUser7 said:

dgpur said:

ForumUser7 said:

dgpur said:

Does anybody know how to get money out of (or preferably close) the online easy access saver from Harpenden? The online portal gives no way to do so, and their faqs offer nothing useful.

Have you linked a nominated account? 

If so, AFAIK, there should be a button that says transfer on the first screen you see after you’ve successfully logged in. Then ‘electronically transfer to nominated account’. That would withdraw. Harpenden BS may have limits on daily withdrawals, but this should be indicated in the amount field.

To close, usually if you click details on the account (not more details), then a button saying account closure should be present in the LH menu under home and above log off. 

I do not have accounts with H BS, but I have accounts with several others who use the same platform. H BS may not have all the same options, but pretty sure they have online withdrawal.

If I was you, I’d keep it open in case they try and make a competitive move to prevent mass exodus. The account is NLA. But you’ll have to work out what would work best for you re that, with the high minimum balance requirement (£100 compared to £1 like many other providers).

Thanks - but both the buttons you mention are non-existent on my Harpenden portal. Though I have successfully linked a nominated account. There must be something broken, either generally or with my account specifically. I’ve sent them an email indicating I want to close my account, don’t know what else to do! I’m not interested in keeping the account. Its software is very buggy and annoying.

How long ago did you link it? I know some of them have a transaction stop for X days

7 days ago. Do you think that’s too soon?

I think Darlington BS is 5 days - but YBS for example is 14. Probably best to wait and see what they say, hopefully someone else with the account responds to you in the meantime with an indication

Stargunner

gussie5555 said:

jak22 said:

With a lot of good options over 3.6% and ISAs not far behind that, plus fixes around 5%, Premium Bonds are looking poor now at maybe 2.8% effective

Yep - will wait for the June draw and unless I win a high value prize which I never have in the last 3 years, my 50k will find a home in a 5% fixed 12 month account - you have to be pretty stupid to let 50K languish in Premium Bonds now, unless you are of a gambling mind!

Premium bonds are still attractive for higher rate tax payers that are not stupid or gamblers. They also allow you easy access to your money should you need it.

dgpur

Thank you for your help, much appreciated.

VNX

I’m with tandem so very pleased with their increas, as expected chip jump ahead I won’t be switching to them but it’s all positive anyone who pushes rates can only be good for us all

Band7

VNX said:

I’m with tandem so very pleased with their increas, as expected chip jump ahead I won’t be switching to them but it’s all positive anyone who pushes rates can only be good for us all

Good for all of us - except for those who have, or want to have, big loans