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The Top Easy Access Savings Discussion Area
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I don't know for sure, but my Tracker has gone to 3.60% AER (Annual), so could it be the same account, but monthly interest 🤔schiff said:
My Skipton EA up to 3.15% (from 2.91) this morning. Where does 3.55% come from?housebuyer143 said:
Shame they haven't increased them more. I was not wanting to leave but my Skipton instant access will be paying 3.55% from next week so unfortunately that's me gone.Doctor_Who said:
We were discussing the instant (easy) access rate increase of 0.12%. 3.6% for 31 days' notice isn't really anything to shout about either, Chip offer 3.71% for instant (easy) access. I like Zopa and the app works very well, but their rates have fallen well behind the market leaders.SAC2334 said:
Zopa 31 day boosted pot is up to 3.6%Doctor_Who said:Yep.....3.34% to 3.46%2 -
schiff said:
My Skipton EA up to 3.15% (from 2.91) this morning. Where does 3.55% come from?housebuyer143 said:
Shame they haven't increased them more. I was not wanting to leave but my Skipton instant access will be paying 3.55% from next week so unfortunately that's me gone.Doctor_Who said:
We were discussing the instant (easy) access rate increase of 0.12%. 3.6% for 31 days' notice isn't really anything to shout about either, Chip offer 3.71% for instant (easy) access. I like Zopa and the app works very well, but their rates have fallen well behind the market leaders.SAC2334 said:
Zopa 31 day boosted pot is up to 3.6%Doctor_Who said:Yep.....3.34% to 3.46%The 3.55% relates to the month rate of the Tracker Account, not the Easy Access
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Principality Online Double Access Issue 2 -> 3.66% @soulsaverIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.4 -
They're probably overwhelmed. I was thinking of sending a deposit. How long are they taking?dgpur said:It’s so frustrating to see new accounts with great rates that, in my view, just shouldn’t count here. Minimum amount per withdrawal, or fixed number of times to withdraw, or access by branch and post… so many restrictions. The most I am willing to accept is my new Harpenden 3.69% account which has no limits, but takes forever to show money you’ve deposited. Where are all the challenger banks at the moment? Do none of them need our money?
The real test will be withdrawals.0 -
Principality Building Society have launched a Double Access Saver (Issue 2) at 3.66%
- Open online
- Pay in from £1 to £1,000,000
- Interest is paid each year on 1 January
- You can take money out twice every calendar year
- You can close this account at any time but closure counts as a withdrawal
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Is that two withdrawals plus closure or two including closure?I guess I'm asking if you've made two withdrawals will they block an attempt to close the account until its next year, the terms don't specify what would happen in this scenario.0
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"You can close this account at any time but closure counts as a withdrawal"kaMelo said:Is that two withdrawals plus closure or two including closure?
Two including closureIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
kaMelo said:Is that two withdrawals plus closure or two including closure?
As closing the account counts as taking money out, you can only close the account if you have not already taken money out twice in the current calendar year. If you have, you cannot close the account until the next calendar year.
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it's not a new account - they've just raised the rate on the existing issue from 3.30% (if I recall) to 3.66%TiVo_Lad said:Principality Building Society have launched a Double Access Saver (Issue 2) at 3.66%- Open online
- Pay in from £1 to £1,000,000
- Interest is paid each year on 1 January
- You can take money out twice every calendar year
- You can close this account at any time but closure counts as a withdrawal
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I think you're right (re it not being a new issue, but I agree with @bridlington1 - I believe the rate increased to 3.45% before too):janusdesign said:
it's not a new account - they've just raised the rate on the existing issue from 3.30% (if I recall) to 3.66%TiVo_Lad said:Principality Building Society have launched a Double Access Saver (Issue 2) at 3.66%- Open online
- Pay in from £1 to £1,000,000
- Interest is paid each year on 1 January
- You can take money out twice every calendar year
- You can close this account at any time but closure counts as a withdrawal
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1
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