The Top Easy Access Savings Discussion Area

RG2015

Thumbs_Up said:

jaypers said:

Thumbs_Up said:

intalex said:

I think Atom moved earlier than the rest in raising fixed rates, so may have attracted enough funds then for them not to act now...

They got me at 3.45% @ 100k 6 months fix. Needless to say I’m counting down the long slow weeks for release of capital.

Ha, I’ve still got a 1 year fixed from last August, strangely at 3.2%.  No great shakes as was good at the time. 

And this is how people should look at it. Not that long ago ( ok, 14 months ago) I was getting 0.01% I kid you not!

Nobody should ever have had any savings in a 0.01% account.

The lowest recent level for the top easy access rate was 0.40%. Fourteen months ago Virgin Money was 1.00% for up to £25k and general easy access at about 0.80%.

And then at the end of March 2022 Chase came along with 1.50% easy access and 1% cashback on purchases.

Thumbs_Up

RG2015 said:

Thumbs_Up said:

jaypers said:

Thumbs_Up said:

intalex said:

I think Atom moved earlier than the rest in raising fixed rates, so may have attracted enough funds then for them not to act now...

They got me at 3.45% @ 100k 6 months fix. Needless to say I’m counting down the long slow weeks for release of capital.

Ha, I’ve still got a 1 year fixed from last August, strangely at 3.2%.  No great shakes as was good at the time. 

And this is how people should look at it. Not that long ago ( ok, 14 months ago) I was getting 0.01% I kid you not!

Nobody should ever have had any savings in a 0.01% account.

The lowest recent level for the top easy access rate was 0.40%. Fourteen months ago Virgin Money was 1.00% for up to £25k and general easy access at about 0.80%.

And then at the end of March 2022 Chase came along with 1.50% easy access and 1% cashback on purchases.

I new I was going to get pulled up and rightly so!  Time does fly by - 2020/2021. Sold my house and dumped my money in here NS&I.

barafear799

Hi, Can someone advise as to the withdrawal times for Sainsburys Bank's defined access accounts? i.e. if I request a withdrawal, when will it appear in my linked current account (with another bank, Halifax - if that makes a difference). 
Thank you. 

t1redmonkey

3.65% GB Bank via Raisin: 

Doctor_Who

Noticed the Raisin GB Bank rate increase just as I was closing my account! For me it took far too long for withdrawals. I know it's Easy access and not Instant access, but given there are Instant access accounts with better rates I've moved my money.

fly-catchers

I don’t have a smart phone but when applying for a Kroo account via Topcashback with my iPad I go to an install app page with a QR code. How do I go about scanning that code? Would getting it on the screen of my PC and them using my iPad camera to take me to the app keep the tracking with Topcashback?

wmb194

fly-catchers said:

I don’t have a smart phone but when applying for a Kroo account via Topcashback with my iPad I go to an install app page with a QR code. How do I go about scanning that code? Would getting it on the screen of my PC and them using my iPad camera to take me to the app keep the tracking with Topcashback?

There's no harm in trying either way but yes, that should work.

Freebird53

Bridlington1 said:

RG2015 said:

Freebird53 said:

I have to say I'm a little dissapointed with Coventry. Only rising to 3.6 in 3 weeks time (1st June) when others were already at 3.85 BEFORE boe rise.

Looks like another tedious move on the cards...

Which ones are currently at 3.85%?

I suspect @Freebird53 was referring to the YBS rainy day account, which will be at 3.85% (up to £5k) from 17/5/23.

Gratitude for the save, but unfortunately typing is not my foremost skill. I did in fact mean to type 3.65

Zaul22

Seems Shawbrook might be on the top for a while. Atom or Zopa would have to be a pretty big increase to compete. Tandem will be the one to watch. 

allegro120

Zaul22 said:

Seems Shawbrook might be on the top for a while. Atom or Zopa would have to be a pretty big increase to compete. Tandem will be the one to watch. 

I didn't bother about Shawbrook's offer, still below Chip's and the extra features like next working day delivery and minimum £500 withdrawals put me off.