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The Top Easy Access Savings Discussion Area

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  • ForumUser7
    ForumUser7 Posts: 2,472 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Sainsbury’s Bank Defined Access Saver Issue 41


    1.15% paid at £1, 3.22% paid at £1K, 1.00% paid at £500001

    I think it may now be TOTP no.10 @soulsaver


    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    interesting.... My account still shows 2.85+0.35=3.2%
  • Podseas
    Podseas Posts: 15 Forumite
    Second Anniversary 10 Posts Photogenic Name Dropper
    Sainsbury’s Bank Defined Access Saver Issue 41


    1.15% paid at £1, 3.22% paid at £1K, 1.00% paid at £500001

    I think it may now be TOTP no.10 @soulsaver



    If you have say £10k then its an effective rate of 3% as the first £1k only earns 1.15%.
     




  • jimexbox
    jimexbox Posts: 12,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    Yeah, 3.5%. Time to open a Tandem account. Zopa might increase rates... 
  • S_uk
    S_uk Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    I wonder if Zopa will quickly respond like last time? Maybe wishful thinking on my part.
  • janusdesign
    janusdesign Posts: 995 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    grumbler said:
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    interesting.... My account still shows 2.85+0.35=3.2%
    same here, but just chatting to them and they say that all existing accounts will be receiving 3.5% from today and the app should update sometime today or tomorrow to show the increased rate.
  • cwep2
    cwep2 Posts: 233 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    grumbler said:
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    interesting.... My account still shows 2.85+0.35=3.2%
    It's on their website. My app also shows 3.2% but guess will get update/email soon.
    Nice to see a bit of competition.

    https://www.tandem.co.uk/products/savings
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 4 April 2023 at 10:33AM
    jaypers said:
    Just read that Tandem are paying 3.5% Easy Access. Never used Tandem before……any pros/cons? 
    It's app only, and payments in/out from nominated and validated (by open banking) account(s) only.

    But payments in and out are quick.
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