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The Top Easy Access Savings Discussion Area
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Until last month the Coventry limited access accounts have increased with each BoE over the last year and so had one of the better rates even if often NLA, but now the smaller banks are the ones gradually closing the gap with the BoE rate - YBS didnt make any changes at all after the last BoE.1
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Chip Instant Access is held with > Clearbank which has protection, so not directly protected AFAIK. It's a very attractive rate, but the fact that Chip is limited to one linked bank account in & out, and no actual personal account number / faster payment method rules it out for me as I don't want to have to funnel everything through a single current account first.dekkard said:What's the deal with Chip and FSCS protection these days?
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infoadict said:"Yes I got triggered & I just had to send a PDF from where the money is coming from."How long did it take for them to contact after you submitted? I sent them some details almost a week ago and not heard anything since.
I sent a copy of my bank statement for the account I had used to move money to Chip on 23rd Feb, they replied on 1st March to say all was ok and no further information required,
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TisMeBill said:infoadict said:"Yes I got triggered & I just had to send a PDF from where the money is coming from."How long did it take for them to contact after you submitted? I sent them some details almost a week ago and not heard anything since.
I sent a copy of my bank statement for the account I had used to move money to Chip on 23rd Feb, they replied on 1st March to say all was ok and no further information required,0 -
SeriousHoax said:3
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infoadict said:"Yes I got triggered & I just had to send a PDF from where the money is coming from."How long did it take for them to contact after you submitted? I sent them some details almost a week ago and not heard anything since.
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I’m sure they are fine but CHIP not for me. Pleased they have upped their rate though as will hopefully start a bit of a competition war with Zopa and maybe Atom.5
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Very attractive and would mean quite some consolidation work to benefit from it. Release on Tuesday, just in time for the MSE show tonight. Hoping others will follow.
Those with ML checks, were your funds blocked during the review? This would be a big fat no go for me, especially when we come to the end of the financial year sorting ISA, etc. I am not a friend of open banking either, well the convenience yes but snooping is a big fat no.0 -
pecunianonolet said:Those with ML checks, were your funds blocked during the review?3
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