The Top Easy Access Savings Discussion Area

Bridlington1

devansuk said:

Bridlington1 said:

Section62 said:

Ford Money Flexible Saver finally inches across the 3% barrier... effective today.

https://www.fordmoney.co.uk/savings-products/flexible-saver

Too little too late so far as I'm concerned. I've got all my easy access savings at 3.15% (soon to be 3.25%) and above now so they won't be getting any of my cash unless they go higher.

Hi , Please can you tell me which easy access account will be offering 3.25% 

Thankyou

I usually have money in a few EA accounts at any one time. I currently have a welcome to Newbury account at 3.15%. In a fortnight that account will rise to 3.3%. I have 2 Coventry 6 access savers at 3.25% (both NLA) plus the YBS rainy day account at 3.35%. 

Thus I have all of my EA savings (excluding a load of accounts with minimum balances) at 3.15% or above. When Newbury's rate increases my lowest paying EA savings will be in Coventry at 3.25%. 

ranciduk

HSBC OBS will be 3.25% tomorrow I believe 

Band7

ranciduk said:

HSBC OBS will be 3.25% tomorrow I believe 

This account should always come with a huge health warning as the rate plummets for the month as soon as you make one withdrawal.

devansuk

ranciduk said:

HSBC OBS will be 3.25% tomorrow I believe 

Thanks Rancid

whatleytom87

ranciduk said:

HSBC OBS will be 3.25% tomorrow I believe 

Is that for new or existing customers? Or both? 

Bridlington1

whatleytom87 said:

ranciduk said:

HSBC OBS will be 3.25% tomorrow I believe 

Is that for new or existing customers? Or both? 

It's for both.

phillw

Band7 said
This account should always come with a huge health warning as the rate plummets for the month as soon as you make one withdrawal.

Always withdraw on the first of the month, treat it like a notice account.

Bridlington1

phillw said:

Band7 said
This account should always come with a huge health warning as the rate plummets for the month as soon as you make one withdrawal.

Always withdraw on the first of the month, treat it like a notice account.

Also if you do withdraw on 1st of the month, then notice the interest rate has risen later in the month there's nothing in the Ts&Cs stopping you from closing the account then opening a new one to get the bonus rate again.

pecunianonolet

whatleytom87 said:

ranciduk said:

HSBC OBS will be 3.25% tomorrow I believe 

Is that for new or existing customers? Or both? 

Both but you need a HSBC current account to operate it. If you use it and you have to withdraw, always on the 1st of a month and for that month in question the rate plummets. Basically a 30 day notice account.

pecunianonolet

Bridlington1 said:

I usually have money in a few EA accounts at any one time. I currently have a welcome to Newbury account at 3.15%. In a fortnight that account will rise to 3.3%. I have 2 Coventry 6 access savers at 3.25% (both NLA) plus the YBS rainy day account at 3.35%. 

Thus I have all of my EA savings (excluding a load of accounts with minimum balances) at 3.15% or above. When Newbury's rate increases my lowest paying EA savings will be in Coventry at 3.25%. 

How did you manage to open 2 Coventry 6 access savers? Thought it was limited to 1 per person?