No Drop Kerb - can lender refuse mortgage?

AdrianC

Bear in mind, too, that there's been a lot of these stories in the last few years...


https://www.dailymail.co.uk/news/article-524838/Cars-trapped-illegal-driveways-council-fits-bollards-middle-night.html

glasgowdan

A dropped kerb would lose at least one on-street parking space. You'll annoythe neighbours and there's a good chance of ongoing tensions over parking at this house.

It's a situation that would make me 100% scrub this house off the list if it were me.

Slinky

Why would you go to the expense of paving that front garden if you didn't intend to park on it? In which case, why have you not applied for a dropped kerb? Is it because you are pretty certain you'll be refused? But pave the front garden and somebody not paying enough attention, or caring about 'rights' or wrongs of driving over the pavement will buy it.


Plus the gates and parking in the rear garden, why would you have that if you can park out the front.



There's something very fishy here. I'm not keen on fish.


ETA although the Rightmove bullet point says 'Driveway', the description says 'Block paved fore-garden'. After the Driveway bullet point it says Rear Garden. Is the 'Driveway' a red herring........ and could be argued by the vendor that they are actually referring to the paving at the back if challenged about the paving at the front? More fish.

wesleyad

glasgowdan wrote: »

A dropped kerb would lose at least one on-street parking space. You'll annoythe neighbours and there's a good chance of ongoing tensions over parking at this house.

Normally I'd agree, but looking at the photos the previous owners have squeezed 3 cars on the unauthorized drive. If they were to apply the letter of the law and not be allowed to cross the kerb then one of those cars is parked on the on street spot anyway, and you then have 2 more spots taken up. It would make the situation much worse.

glasgowdan

Buy this instead. You get a driveway, double garage and a nice garden https://www.rightmove.co.uk/property-for-sale/property-67776148.html

Slinky

glasgowdan wrote: »

Buy this instead. You get a driveway, double garage and a nice garden https://www.rightmove.co.uk/property-for-sale/property-67776148.html

Yes I saw that one as well! Could be shared driveway issues with that one though.

Cakeguts

Slinky wrote: »

Why would you go to the expense of paving that front garden if you didn't intend to park on it? In which case, why have you not applied for a dropped kerb? Is it because you are pretty certain you'll be refused? But pave the front garden and somebody not paying enough attention, or caring about 'rights' or wrongs of driving over the pavement will buy it.


Plus the gates and parking in the rear garden, why would you have that if you can park out the front.



There's something very fishy here. I'm not keen on fish.


ETA although the Rightmove bullet point says 'Driveway', the description says 'Block paved fore-garden'. After the Driveway bullet point it says Rear Garden. Is the 'Driveway' a red herring........ and could be argued by the vendor that they are actually referring to the paving at the back if challenged about the paving at the front? More fish.

I noticed the offstreet parking in the backgarden and that immediately made me suspicious about the paved front garden. I couldn't see why you needed off street parking in the back garden if you expected to get permission to park on the front. The gates in the back garden look new as well.



I don't know how long the present owners have lived there but I would be very surprised if someone hadn't at some time applied for a dropped kerb and had it refused. It might not be the present owners who applied because they knew that they wouldn't get it.



More investigation needs to be made about this. I would have drawn out of the sale by now because I would not be sure that the vendors were not hiding something about this situation.

robatwork

Have to say I simply don't believe the vendors haven't looked into a dropped kerb. Anyone paying 1000s on a block paved front garden (as opposed to just gravelling it on the cheap) is wanting to park on there.

markin

robatwork wrote: »

Have to say I simply don't believe the vendors haven't looked into a dropped kerb. Anyone paying 1000s on a block paved front garden (as opposed to just gravelling it on the cheap) is wanting to park on there.

In the real world after paying out for a drive that cost more than expected they have to save and budget for it, It provides maintenance free garden in worse case, and a lot of kerbs don't need dropping apart from for legal reasons.