Baliffs came this morning!!!!!!

itsnever2lateisit?

LauraLooDFWB wrote: »

Hello all, thank you all so much! I had a panic attack when this all happened. They didn't turn up at my house it was for my old address so couldn't find me, they turned up at a friends house and tried to take her stuff, i dnt think she wants to be my friend anymore
I had no idea what it was all about-turns out it was a parking ticket that we got at the begining of the year, i have had no letters from anyone and have been picking up my post since we moved. They wanted £280 and when we phoned up the council they had made a mistake and admitted they shouldn't have got the baliffs involved. They even know our new address! So the fine has gone back down to £60. Thank god!
Sorry haven't got back to you all sooner have been job/childcare hunting!
I have applied for a full time job so hopfully will be going back to work as we have alot of debt.

Thank you all again!

Well I'm glad its all worked out to the good :T
But thats very naughty of the Bailiff to call at your friends house:mad:

Burlesque_Babe

Glad it all turned out ok

rayday2

Excellent news, I am sure when your friend realises it was a mistake she will come round.

You mentioned you have a lot of debt, if you are not managing don't forget there are people who can help you, it the job makes it manageable well done! and best of luck for the future!

LauraLooDFWB

SOA
Salary- £92
OH Salary-£1187.50 basic+comission and bonus
Tax Credit-£28
Child Benefit-£72
Avon-£20-£70

Total income-£1399.5

Monthly outgoings

MOrtgage-£632
Rent-£164.24
Gas-£7
Water-£25
Electricitly-£35
TV Lisence-£11.60
Car License/MOT-£40
Car Insurance-£45
Household-£303.30
Clothes-£10
Council Tax-£179
House Insurance-£12
Life Insurance-£49
Land Line-£18
Mobiles-£85
Diesel-£80
Car Finance-£293

Monthley Expenditure-£1996.90

Priority debts
Car Finance-£293

Cash flow short fall-£204.90

Debts

BT-£100.46
Orange-£206.50
Vodafone-£80
CC1-£567.91
LLoyds-£96.05
Southern water-£162.45
Natwest-£568.45
CC2-£1814.35
Loan-£3725.28

debt-£7261.44

immoral_angeluk

Glad everything worked out laura :grouphug:

rayday2

It looks to me Laura like you should speak with CCCS or Payplan at least say what they have to say they are really good and helpful.

Fortheloveofmoney

LauraLooDFWB wrote: »

SOA
Salary- £92
OH Salary-£1187.50 basic+comission and bonus
Tax Credit-£28
Child Benefit-£72
Avon-£20-£70

Total income-£1399.5

Monthly outgoings

MOrtgage-£632
Rent-£164.24
Gas-£7
Water-£25
Electricitly-£35
TV Lisence-£11.60
Car License/MOT-£40
Car Insurance-£45
Household-£303.30
Clothes-£10
Council Tax-£179
House Insurance-£12
Life Insurance-£49
Land Line-£18
Mobiles-£85
Diesel-£80
Car Finance-£293

Monthley Expenditure-£1996.90

Priority debts
Car Finance-£293

Cash flow short fall-£204.90

Debts

BT-£100.46
Orange-£206.50
Vodafone-£80
CC1-£567.91
LLoyds-£96.05
Southern water-£162.45
Natwest-£568.45
CC2-£1814.35
Loan-£3725.28

debt-£7261.44

Hi there

it may be worth putting your SOA up as a separate post as you may get more replies.

A couple of things I noticed, can you break down the household expenses? Is some/all of this food, cleaning materials, toiletries etc?

Also, I checked the figures and your short fall is bigger than stated. Your outgoings excluding the debts are £1989.14 so your shortfall every month is £589.64 and not the £204.90 stated. Sorry to be the bearer of bad news but it's best to know where you stand.