Mortgage Free

Mortgagefreeblogger

 Diary

I have had a few mixed results trading in this period, more losses than wins but I am still determined to make this work, I think it will get worse before it gets better

Trading balance is now at -£520.28

Its going to take a while to get this balance back down to a profit. I will keep you informed on the progress.

I am struggling to find additional funds at this time, I can hardly save any money as I am on a reduced salary until September and the additional opportunities to gain cashback and a decent interest rate on saving accounts is slowly drying up so I am going to have to start thinking of extra ways of generating additional income to overpay this mortgage.

There are some small profits to report this update, which are: -

my savings account paid interest of £8.59

Quidco paid the last amount of money that I had in my account which was £23.67

Cashback from my current account paid £4.19 after the £1 charge

lastly I did manage to save £24.96 which was from my expenses in work due to a trip to Leeds.

There was an error in the previous overall total so I have amended this amount below.

Totals this post

Matched Betting       £0

Cashback Website   £23.67

Savings Account      £8.59

Current account       £4.19
Money saved           £24.96

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £61.41

Mortgage Over payments

Total Mortgage £129,189.72 (before Diary over payment)

Over payment this Diary £61.41

Total over payments £1257.77

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£298.88 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £774.38

Tuck Shop                   £0

Savings Account         £242.07

money Saved             £1207.05

Apps                           £16

Ebay                           £33.35

                                   £2659.86

Mortgagefreeblogger

 

 Diary

I have slowly started to find my edge at trading, I know what is working and what is not working. The balance is slowly coming back down after making some hug mistakes because I didnt know what I was doing to be honest. With the use on an in-play statistical scanner I am slowly getting back to £0.

Trading balance is now at -£353.41

It is going to take a while but hopefully I can get to a point where I am in profit each month and use the money to over pay this mortgage of mine.

Additional funds are non existent at the moment and I am struggling for ideas on how to make some extra money. However I am extremely busy with work at the moment and work travel is starting again next week, hopefully I can start to build the Quidco balance back up again and use it as a steady income.

Snap my eats which is one of my apps that paid money for uploading receipts is closing down so I withdraw my very small balance to my paypal account

There are some small profits to report this update, which are: -

Recipt Hog app paid the £5 before it closed for good.

my savings account paid interest of £8.88

Quidco paid £5.41 for a couple of small things bought during lockdown.

Cashback from my current account paid £4.19 after the £1 charge

There was nothing saved at all in August due to a month of spending due to my Birthday and my sons. Next month I am back to full pay as my 20% pay reduction has come do an end.

Totals this post

Matched Betting       £0

Cashback Website   £5.41

Savings Account      £8.88

Current account       £4.19
Money saved           £0

Panelbase               £0 (added to money saved)

Apps                        £5

Ebay                        £0

Nectar                     £0

Total £23.48

Mortgage Over payments

Total Mortgage £128,854.80 (before Diary over payment)

Over payment this Diary £23.48

Total over payments £1281.25

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£275.40 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £779.79

Tuck Shop                   £0

Savings Account         £255.24

money Saved             £1207.05

Apps                           £21

Ebay                           £33.35

                                   £2683.34

Mortgagefreeblogger

Not a Great time

That trading edge hit me hard over the last few weeks with more losing trades than winners. However from the last diary post the amount is still lower than previously posted. Last weekend gave me a total loss of £63.03 which was disappointing as it equalled by biggest winning weekends total. I know there will always be loosing weekends but that one hurt as I was hoping to get the balance sub £200.

Trading balance is now at -£357.81

It is going to take a lot longer than anticipated to get the balance back to £0, but i'm not going to give up, I have found something that seems to work and I just need to refine my parameters a little.

Additional funds are still non existent at the moment and I am struggling for ideas on how to make some extra money. I am still extremely busy at work at the moment as as people are still on furlough I seem to be doing the job of more than one person.

I need to start using the receipt apps again as I am now buying more things as I am back to full salary now

There are some small profits to report this update, which are: -

I have received a £5 voucher for Aldi as I bought some cheese that when I opened it, it was completely mouldy.....Yuck.

my savings account paid interest of Oct, £8.88, Nov £6.30

Quidco paid £5.41 for a couple of small things bought during lockdown. Quidco also paid £85 for taking out house insurance.

Cashback from my current account paid £4.19 after the £1 charge

moneysavingexpert paid me £25 cashback for switching gas and electric a few months ago.

There was nothing saved at all in August due to a month of spending due to my Birthday and my sons. Next month I am back to full pay as my 20% pay reduction has come do an end.

I do have an idea that I need some help with, is there any website developers or app developers that would want to share my idea in return for help setting up the idea. Please drop me a message if you are interested....Its a good one 

Totals this post

Matched Betting       £0

Cashback Website   £115.41

Savings Account      £15.18

Current account       £4.19
Money saved           £5

Panelbase               £0 (added to money saved)

Apps                        £0

Ebay                        £0

Nectar                     £0

Total £139.78

Mortgage Over payments

Total Mortgage £128,292.60 (before Diary over payment)

Over payment this Diary £139.78

Total over payments £1421.03

Over payments allowed upto 31st Dec 2020

Sub Account 1 - £12,133.07

Sub Account 2 - £1,068.40 (£135.62 left)

Updated Totals are as follows

Matched Betting         £387.01

Cashback Websites    £895.20

Tuck Shop                   £0

Savings Account         £270.42

money Saved             £1212.05

Apps                           £21

Ebay                           £33.35

                                   £2823.12

Loan_soldier

Hi, How are you getting on with your mortgage?