Removal Of Implied Right Of Access

Owning several properties including a 2400 square feet property, I’m concerned a vulnerable adult lodger who has has mental health problems and by some miracle has managed to dig themselves out of the gutter to get a job is being ruthlessly pursued.

The background is an HMRC over payment of tax credits, which after phoning up and explaining with them that £400 month 3 hours a day work and no other income- they have no assets, no savings and nothing to take.

I also feel that DWP and HMRC are hostile and created the situation for an individual that needs help.

HMRC tried to throw it to DWP which can do an attachment of earnings and it got thrown to a private debt Collection Agency.

I have zero liability with this alleged debt and a bankruptcy would be a hollow victory for HMRC as the person has no realistic chance of paying a £9000 alleged debt they don’t understand.

I’m planning on writing to the debt agency explaining I opened a letter in error and removing implied right of access as I don’t want some scumbags banging on the door if I have a client visiting for a business meeting.

How do I proceed as I don’t want to confirm or deny the lodger may still live here part of time or their parents address.

I’m disgusted with way mental heath and those of limited capacity are now treated and grateful for advice
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Comments

  • TELLIT01
    TELLIT01 Posts: 17,773 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Try contacting your local MP about the situation. It's amazing how quickly issues are resolved once an MP gets involved.
  • WhenIam64
    WhenIam64 Posts: 1,052 Forumite
    Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.

    The law is like an ocean - have a swim but don't drown.
  • Thanks for replying, sadly the current MP is a total bell end so that is a dead end.

    I’m not sure why a disassociation would be wanted as our financial affairs have never been connected and an HMRC tax credit debt doesn’t show on a credit file.

    Further to this owning several properties,I don’t like,want or need credit and understand it is the person and not the property.

    Maybe videoing the first door knocker and removing implied right of access the way forward and a letter recorded delivery afterwards.

    I half hoped the person would get taken to court and pay £0.50 a week or it written off.
  • How many properties you own, and their size, is irrelevant. You dont need to mention it in every post.
  • Congratulations on a post of zero value, zero content and congratulations on your ego- kindly find something else to amuse yourself with.
  • Paul_DNAP wrote: »
    Of course, removing the implied right of access really only works for cold callers, and is less useful if they have a reason to attend. This is especially the case if a court order commands them to attend, then they will and can, regardless of how many properties you own.

    Someone doesn’t understand Private Debt Collection V High Court Enforcement.

    The lodger has no assets
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Owning several properties including a 2400 square feet property, I’m concerned a vulnerable adult lodger who has has mental health problems and by some miracle has managed to dig themselves out of the gutter to get a job is being ruthlessly pursued. - So this person lives with you full time? Otherwise they're a tenant.

    The background is an HMRC over payment of tax credits, which after phoning up and explaining with them that £400 month 3 hours a day work and no other income- they have no assets, no savings and nothing to take. - Irrelevant

    I also feel that DWP and HMRC are hostile and created the situation for an individual that needs help.- Irrelevant

    HMRC tried to throw it to DWP which can do an attachment of earnings and it got thrown to a private debt Collection Agency.- Irrelevant

    I have zero liability with this alleged debt and a bankruptcy would be a hollow victory for HMRC as the person has no realistic chance of paying a £9000 alleged debt they don’t understand.- Irrelevant

    I’m planning on writing to the debt agency explaining I opened a letter in error and removing implied right of access as I don’t want some scumbags banging on the door if I have a client visiting for a business meeting. - This would not be subject to implied rights of access.

    How do I proceed as I don’t want to confirm or deny the lodger may still live here part of time or their parents address. - I don't think you'll be able to achieve what you want

    I’m disgusted with way mental heath and those of limited capacity are now treated and grateful for advice

    Write to your MP to get the law changed
  • Found we have legal cover, spoke to a legal adviser and it proves this forum a joke so will go with professional advice.
  • KatrinaWaves
    KatrinaWaves Posts: 2,944 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Found we have legal cover, spoke to a legal adviser and it proves this forum a joke so will go with professional advice.

    I’m surprised you don’t have lawyers on speed dial with your property empire.
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Found we have legal cover, spoke to a legal adviser and it proves this forum a joke so will go with professional advice.



    Oh yes, ofcourse.


    Care to share this 'professional' advice?...


    (btw legal advisers aren't legally qualified... ;) )
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