Student Loans and Death question.

I have a question or 3.

If someone have an outstanding student loan debt, and money or assets like a house and were to die, does the money and assets in their estate have to be sold to pay off the debt ?

Or because they no longer have an income, (due to not being able to actually get up to go to work), then the debt would eventually be written off.

I ask this because say that person was a single parent and had taken out life insurance to protect their loved one's it would mean that the there would be less in the estate? It might even mean that a jointly owned house would have to be sold.

anyway answers welcomed by those who read the small print.


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