Help to buy loan declined help

kingstreet

Neesh01 wrote: »

Forgot to mention my combined income is 34000 as get child maintenance DLA for son and child tax credits which don’t count did apply after careful consideration to affordability but deemed ineligible as calculator doesn’t consider grade progression locum shifts if struggling. I know you seem to don’t like me anyway as you think am a liar. :T

Maintenance and disability benefits are counted in the HTB affordability calculator, as is working tax credit.

As you say child tax credit and child benefit is ignored.

Have you got an experienced newbuild/HTB broker to do this, or have you tried to do it yourself? We wouldn't have submitted the PIF if you didn't pass the HTB affordability calculator.

Comms69

Neesh01 wrote: »

Sorry if I offended you and have made a bad impression of myself. - I don't think a doctor would post in the style you do.


I knew I wouldn’t get a response had I posted just advice required so went for something that would get people posting. - you were incorrect. people provide helpful advice all the time, without controversy


It’s my first ever post on a forum so not very wise of me I admit I knew people wouldn’t agree and usually post when they want to challenge something . - rubbish, people post here to help


I really appreciate your honesty hope you practice what you preach. - most people don't commit mortgage fraud


You take things literally. Sorry but You have no idea about my circumstances. - how are they relevant? you're happy with crime if it benefits you?


I’ve been through a lot. - how is that relevant?


I am An International medical graduate and have had problems like everyone. Been a victim of domestic abuse and incest by my brother. - I'm sorry to hear that.


I have received CBT. I work strictly in accordance with gmc guidance. - I don't think so.


I am considering just removing the post and crying instead solving my own problems like I always do, as people have no idea what life for doctors can be like. - I work with hundreds of doctors, none of them act the way you do. It’s tough actually. Thanks anyway might be my last post of my life.

I'm unclear if that's a suicide threat or not.


In any case, I don't think you're in a fit state to be working, yet alone practicing any kind of medicine.


Please go get some help