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Traffic Offence Report (TOR)

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Comments

  • Car_54
    Car_54 Posts: 8,801 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    mac.d wrote: »
    Admiral's terms state:



    So only at renewal, which means it is just the question of whether or not getting this TOR is a pending prosecution or not?


    The renewal is due tomorrow, so you're obliged to tell them. Whether the officer has ticked the box or not, you can be in no doubt that you've been warned about possible prosecution.


    Alternatively, wait until you're convicted, and tell them then. When they see the date of the offence, they will conclude that you misled them at renewal time, and the **** will hit the fan.
  • debtdebt
    debtdebt Posts: 949 Forumite
    pending
    /ˈpɛndɪŋ/Submit
    adjective
    1.
    awaiting decision or settlement.

    You need to tell them now at renewal as this is PENDING.
  • mac.d
    mac.d Posts: 1,382 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yep, probably not what the OP wants to hear! But if he/she doesn't disclose it now, it'd have to be disclosed at renewal next year wouldn't it? So he'd still see premiums go up, and possibly have an issue if they look at the date as Car 54 says...
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    Car_54 wrote: »
    The renewal is due tomorrow, so you're obliged to tell them. Whether the officer has ticked the box or not, you can be in no doubt that you've been warned about possible prosecution.


    Alternatively, wait until you're convicted, and tell them then. When they see the date of the offence, they will conclude that you misled them at renewal time, and the **** will hit the fan.

    Do we know for sure he won't be offered a course?
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