Learning to live within my means

girlatplay

So you have done really well then, and continue to do so.  Don't be so hard on yourself 😘

Edited because autocorrect 🙄

astrocytic_kitten

Thanks both, that’s very kind. And I was too self-absorbed to thank you on what you said about your mortgage goals and milestones GAP, it makes so much sense to take that approach! It’s what I did when paying off the debt but hadn’t considered it for the mortgage.

Anyway, I phoned up today and increased my monthly mortgage payment to take up the slack in my budget that has been going on wants spending over and above the amount I’ve given myself for wants. I will also consider making a scary move over to MFW 😬😂

savingholmes

They're a nice enough bunch. Just be sure to leave a link on here so those who bookmarked you here can find you there.

girlatplay

astrocytic_kitten said:

Thanks both, that’s very kind. And I was too self-absorbed to thank you on what you said about your mortgage goals and milestones GAP, it makes so much sense to take that approach! It’s what I did when paying off the debt but hadn’t considered it for the mortgage.

Anyway, I phoned up today and increased my monthly mortgage payment to take up the slack in my budget that has been going on wants spending over and above the amount I’ve given myself for wants. I will also consider making a scary move over to MFW 😬😂

You're not self-absorbed, you're just in your own wee world trying to do the best you can, just like the rest of us.  I'm slightly envious that you have taken the next step.  I have to wait a bit longer before I can work out my routine.  Keep going! 

astrocytic_kitten

GAP I have absolutely no doubt that you’ll lap me before long, you’re so dedicated and focused. And also much less likely to spend all your free money on books and jumpers!

girlatplay

astrocytic_kitten said:

GAP I have absolutely no doubt that you’ll lap me before long, you’re so dedicated and focused. And also much less likely to spend all your free money on books and jumpers!

🤣🤣🤣

We can encourage each other 🙂

redofromstart

mmm - money on books and jumpers 

astrocytic_kitten

Have also just realised that the amount I’m now paying to my mortgage per month is the amount I’m hoping to pay to a new mortgage if I ever manage to move. So that bodes well in getting me used to it!

greenbee

redofromstart said:

mmm - money on books and jumpers 

I did wonder whether the two of you were actually the same person for a minute  

astrocytic_kitten

greenbee said:

redofromstart said:

mmm - money on books and jumpers 

I did wonder whether the two of you were actually the same person for a minute  

I aspire to be like redo in all ways 😂