We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Affordable Housing

2

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cathy2702 wrote: »
    phantom asthma, depression or stress.
    LOL.. yeah.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jebervic wrote: »
    should they register with multiple local authorities?
    You can usually only register in the authority where you live/work.

    And, depending where you are in the south west, it might take you up to 4 years if you are a desperate/urgent case, or over 20 years if you're not.

    You've not given any information about your age/situation/location to enable people to be more specific.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jebervic wrote: »
    automatically rehouse
    Not to be confused with getting a house. Often this just means the local authority have a duty to provide a roof over their head, so they're put into a B&B. Which will be a bog standard one.
  • jebervic wrote: »
    Affordable housing seems to be the buzz word at the moment, is it only possible to get rehoused if you go via the single mother route?. Has anyone got any tips on how to get affordable housing to rent or part rent?. I presume the first step is to apply to get on the Housing register?, also are there areas of the country where the waiting lists are shorter?.

    You're not confusing affordable housing with "social (Council)" housing, are you?
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • Here's something to discuss.

    Social (i.e. Housing Association and Council) housing is allocated according to need. The elderly, sick, vulnerable and unemployed people with children get it. Others don't. Round here, at least, rents are typically half those of private rented accommodation.

    What should happen if a social housing tenant's circumstances change? For example, the unemployed parent gets a well paid job once the children are in school and later on the children are earning themselves and the household income is well above the national average.

    In this case, should they continue to benefit from subsidised housing? Should the rent be increased to market levels and the extra spent on building more social housing? Should the tenants be made / encouraged to buy or rent privately to free up their house for qualifying people?
  • You're not confusing affordable housing with "social (Council)" housing, are you?

    Yes I probaby am, but they aren't they pretty much the same?
  • You can usually only register in the authority where you live/work.
    quote]


    Not actually quite true, someone I know has registered in virtually every housing register in the south west.
  • Here's something to discuss.

    Social (i.e. Housing Association and Council) housing is allocated according to need. The elderly, sick, vulnerable and unemployed people with children get it. Others don't. Round here, at least, rents are typically half those of private rented accommodation.

    What should happen if a social housing tenant's circumstances change? For example, the unemployed parent gets a well paid job once the children are in school and later on the children are earning themselves and the household income is well above the national average.

    In this case, should they continue to benefit from subsidised housing? Should the rent be increased to market levels and the extra spent on building more social housing? Should the tenants be made / encouraged to buy or rent privately to free up their house for qualifying people?

    Well I agree with what you're saying, infact I would take it a step further, more often than not a house is allocated on the needs of the applicant, for example a couple with 3 kids have 3 bedroom house, the kids grow up and start their own families and move out, this means a couple (or if a death of a partner occurs) or single person is occupying a 3 bedroom house !. This has to wrong?.
  • Not to be confused with getting a house. Often this just means the local authority have a duty to provide a roof over their head, so they're put into a B&B. Which will be a bog standard one.

    Eventually leading to a flat/house
  • jebervic wrote: »
    Yes I probaby am, but they aren't they pretty much the same?

    Ah, well ...... there are no "hard & fast" definitions, but Social Housing generally refers to the council-subsidised properties you were referring to. These can be "council houses" (a dwindling number with RTB) or run by housing associations or social landlords. With the latter two, you still have to qualify under the points system, but rather than you getting a council house, you get a "private" or HA house and the council pays (or hugely subsidises) the rent.

    Affordable Housing - at least these days - typically refers to an arrangement for lowering the cost of buying a property e.g. for those on low incomes and/or "key workers" in areas where they're priced out of the market.

    With the key-workers scheme, central Govt is stumping up some cash to help teachers, nurses, police etc to buy e.g. in London . Even London needs key workers ;) and if they can't live remotely close to work (and many still commute a considerable distance), then essential services could not be staffed.

    In addition, Affordable Housing for non-key workers usually refers to "shared ownership" or similar schemes, to help get people on the property ladder.

    In my village, the cheapest house would probably set you back £400k :eek: (other than the ex-Council houses, all but one of which is now privately owned under RTB). This is a rural area with practically no local economy :eek: There's no way local kids can buy. They can wait for one of the ex Council houses to come on the market - the first one in 10 years did, about 2 years ago - but asking price was £190,000, which is still unaffordable. Understandably, those currently in the ex-Council properties are in no hurry to sell. They know they can't get a comparable property in a similar location for anything like £190k.

    Anyway, I ramble enough .... I think in the context of your OP, you're meaning Social Housing.
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.