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Thanks, SH. I should get the plat tomorrow, take it to the closing attorney, and then it's in their hands.
Paid my 2nd to last OP today of $3300.00. Balance is $4600.00. My knees are shaking now. Will pay $4500.00 either tomorrow or Monday, depends on when my matured CD deposits my funds and then the last $100.00 I have to go in person as they don't take online payments for the very last transaction. Plus they will add whatever interest is there so I can just do that in person at my local branch. I'm giddy at this moment.Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20233 -
Wow that's so exciting. You and Tahlullah were pretty much neck and neck finishing this race. So thrilled for you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks, Saving. I just got back from the bank and paid the last payment. For 160.00 it's mine, all mine!! 💃 Now just like Tahlullah, I'm going to find something to spend my money on, lol. Best wishes for everyone here. Onwards and upwards from now on!Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20234 -
That is brilliant well done! I love you diary I hope you intend to carry on posting.2
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How exciting. Huge congratulations. Looking forward to when that's me!
Celebrate for us all and show us what life after mortgage is like...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Fantastic news
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Well done! What a Xmas gift !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Congratulations!!! 3
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Thank you all. I'm still in shock. I checked the bank website today and it said Paid in Full. I'm trying to process it all now. I will pop in every now and again to see everyone's progress and cheer you all on. Now it's just getting ready for the new year business-wise, tax-wise, and personal finance-wise, yay, but hopefully even more exciting things to come.Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20233 -
Congratulations 🎉🍾🎊Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2
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