We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Technology gone mad

24

Comments

  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Carrot007 wrote: »

    It is not possible to clone a card from listening to the exchange made in transactions. it is a lot more complicated than that.

    WRONG ...... I know people who this has happened to

    What you are saying is the excuse banks make to their customers
  • spadoosh
    spadoosh Posts: 8,732 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    beamerguy wrote: »
    WRONG ...... I know people who this has happened to

    What you are saying is the excuse banks make to their customers

    No its not you didnt understand.

    The part the person was talking about and that you are referring to is the skimming part of the conversation.

    What is being said there by the poster is that whilst a transaction is being made, it can not be intercepted.

    What they go on to say is that you can skim small transactions. These are putting a card reader close to the person forcing a transaction. This is what you are on about.

    They further go on to point out that to do such a thing requires having a terminal. A terminal that will be registered, will need an internet connection and will log the transaction. Once its realised that an illicit transaction has taken place you just follow the trail.

    There are pros and cons of technology always. Simple fact is contactless offers more protection to users than cash. Cash is untraceable so once its gone youre never getting it back. Digital transactions are traceable so youve at least got some chance of getting it back. Id agree it probably a bit easier stealing the initial money with technology than trying to pick pocket but the recovery side of things is massively in favour with the technology.

    It doesnt really matter anyway. My mate had his credit car copied before contactless was a thing and rinsed it for £10k+. Fortunately his bank paid out, id rather be the people you know this has happened to who had it limited to £30ish than my mate who nearly had to fork out £10k.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    spadoosh wrote: »

    It doesnt really matter anyway. My mate had his credit car copied before contactless was a thing and rinsed it for £10k+. Fortunately his bank paid out, id rather be the people you know this has happened to who had it limited to £30ish than my mate who nearly had to fork out £10k.

    Ah well you said "It is not possible to clone a card from listening to the exchange made in transactions. it is a lot more complicated than that."

    But we already know that the scammers have such technology
    Just as a they can steal a car by cloning a keyless fob by sending a signal to the master fob in the house
  • spadoosh
    spadoosh Posts: 8,732 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    beamerguy wrote: »
    Ah well you said "It is not possible to clone a card from listening to the exchange made in transactions. it is a lot more complicated than that."

    But we already know that the scammers have such technology
    Just as a they can steal a car by cloning a keyless fob by sending a signal to the master fob in the house

    I didnt, youre talking to two different posters. Our names should give it away.

    They can not intercept a transaction. They can force a transaction and steal money. There is a difference.

    What you are saying is happening is the equivalent to someone stealing your car keys and car whilst youre driving it at 60mph. That doesnt happen does it?
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    spadoosh wrote: »
    I didnt, youre talking to two different posters. Our names should give it away.

    They can not intercept a transaction. They can force a transaction and steal money. There is a difference.

    What you are saying is happening is the equivalent to someone stealing your car keys and car whilst youre driving it at 60mph. That doesnt happen does it?

    Yes that should have been to Carrot007

    But to answer you, its not intercepting a transaction it is the information gathered which happens

    As far as a car being stolen using similar tech, as said its from homes and is now a major crime ... which is happening

    I have two friends who suffered by using contactless and whilst they got money stolen back, the banks did indicate of the problem
  • In response to Umkomaas in post #10, this is closer than you think. Yesterday I visited Preston Hospital - our "chums" from Chorley appear to have installed such a system (see the details here) where you can register your details eg car reg, name, address including card number etc and then, in theory, forget about forgetting your parking charges. This does of course hand your name and address to the PPC, not that they would use this in lieu of a proper DVLA access request of course (cough cough).

    You have the option to have amounts automatically deducted, pay as you park or paying at a terminal in the hospital. The first 20 minutes is free at Preston & Chorley hospitals.

    This is recent and has been introduced at Chorley too (same health trust). As expected, horrendous teething troubles with the on site terminals. Not sure what deal has been done with the trust, whether it's paying for the service, parking "farming" or the usual invoices to swell PE's coffers or what.

    I guess time will tell and of course, as Umkomaas says you need ACCURATE ANPR !! :rotfl:

    Watch this (parking) space I guess.

    https://www.lep.co.uk/news/health/new-year-brings-hospital-parking-chaos-to-preston-and-chorley-hospitals-1-9517780

    https://www.lep.co.uk/news/transport/mp-blasts-parking-farce-at-preston-and-chorley-hospitals-1-9519724
  • spadoosh
    spadoosh Posts: 8,732 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    beamerguy wrote: »
    Yes that should have been to Carrot007

    But to answer you, its not intercepting a transaction it is the information gathered which happens

    As far as a car being stolen using similar tech, as said its from homes and is now a major crime ... which is happening

    I have two friends who suffered by using contactless and whilst they got money stolen back, the banks did indicate of the problem

    I know what happens, i was telling you. You said carrot was wrong when they higlighted a transaction cant be intercepted. Theyre not wrong. They further went on to explain the thing that you are highlighting which is the skimming aspect.

    Ive got no issue with the idea that people steal things. Some prefer to use their physical abilities, some their psychological abilities, some like using technology be it card readers, computers or monitoring CCTV.

    With regards to technology theres a flip side. I mean youre happy you have a key to lock your door? But that can be replicated pretty easily. Happy you have the barrier that is windows? Not hard to smash. A house alarm, id imagine most could be bypassed someway.

    It seems peverse to reject contactless technology because of the fear of having £30 stolen from you when you dont reject having doors and windows that can be bypassed far easier by anyone willing to.

    Your prerogative of course where you place your trust.
  • The_Deep
    The_Deep Posts: 16,830 Forumite
    waamo wrote: »
    Have you not asked Alexa about them?


    Who is she?
    You never know how far you can go until you go too far.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    spadoosh wrote: »

    Your prerogative of course where you place your trust.

    Of course and it's not with contactless payments
  • Ralph-y
    Ralph-y Posts: 4,816 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Best not travel to a modern European city like Amsterdam then .....



    they look at you funny if you try to pay by cash .. and I mean the market traders not just the shops ... you can not board a bus/tram with cash only pre paid or contactless ....



    as this dinosaur recently found out ;)


    Ralph:cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.