Barclaycard, cheque?

BoGoF

Is it a physical paper statement?

aj23_2

BoGoF wrote: »

Is it a physical paper statement?

Yes it is.

PDC

aj23 wrote: »

Yes it is.

If you look on your statement under Ways to pay full details are under the heading Cash or Cheque at a bank

aj23_2

PDC wrote: »

If you look on your statement under Ways to pay full details are under the heading Cash or Cheque at a bank

Not on mine there isn't. It's on DD, PingIt or Debit Card.Online or app.

[Deleted User]

aj23 wrote: »

Not on mine there isn't. It's on DD, PingIt or Debit Card.Online or app.

Then use one of those methods?

stevenhp1987

https://www.barclaycard.co.uk/personal/customer/pay-your-bill

Cheque doesn't seem to be on the list of acceptable payment types.

It's hardly surprising, cheques are costly to process in comparison to the other payment types.

Why can you not setup a Direct Debit or pay by card?

If you must pay be cheque, ask in branch, they might take it there, but they are under no obligation to do so.

I'm guessing they only take cheques on old accounts and are, correctly, migrating away from it for new accounts. Cheques will disappear in the years to come!

aj23_2

!!! wrote: »

Then use one of those methods?

Read above. I've said I don't want to use those method, and to be honest I think it's not much choice.

aj23_2

stevenhp1987 wrote: »

https://www.barclaycard.co.uk/personal/customer/pay-your-bill

Cheque doesn't seem to be on the list of acceptable payment types.

It's hardly surprising, cheques are costly to process in comparison to the other payment types.

Why can you not setup a Direct Debit or pay by card?

If you must pay be cheque, ask in branch, they might take it there, but they are under no obligation to do so.

I'm guessing they only take cheques on old accounts and are, correctly, migrating away from it for new accounts. Cheques will disappear in the years to come!

I have now found some info on it, but it's quite tucked away on their site. I don't want to be on Direct Debit and I don't do online. Believe it or not, a lot of people don't. Direct debits can fail, which has happened to me before and it's a headache, and debit cards can be rejected for higher values if the issuer thinks its fraudulent. Neither can happen with a cheque.

Because it's easy for me to get my statement in the post and send it to them. It's simple. I've taken out other credit cards within the last 18 months and they give postal and branch options for cheque payment with detailed info. Just surprised that Barclaycard doesn't.

Cheques won't be going anywhere anytime soon. I can't remember going into a branch and not seeing cheques being processe or banked. But why this has turned into a personal opinion on cheques debate I don't know. That wasn't the OP.

stevenhp1987

aj23 wrote: »

debit cards can be rejected for higher values if the issuer thinks its fraudulent.

If a transaction gets rejected, I just call the bank (number on back of card) and verify the transaction with them. The card would then get unblocked. If you start paying by card in this manner, then they won't continually block it.

I've found it rare for this to happen in the first place.

If you insist on avoiding cards etc. then you could go into branch and pay by either cash (at Barclays) if they allow this or (better and safer) getting them to do a bank transfer in branch (your main bank) to pay off the credit card. You could also perform the later over the phone with your bank.

sambaird

You don't seem to have a problem having direct debits for other things... see your post from 9th Jan here in budgeting and banking:

"My direct debits are with NatWest currently. I was with Halifax and decided to switch to NatWest to get the £125 which is where my wage gets paid into (I'll need this for FD to qualify for not being charged at some point). I opened a TSB Classic Plus which I'm currently using as my main account to get the 5% as I didn't want to stay with NatWest as they don't offer any other decent accounts or pay interest (I wouldn't need their reward account). I also have a Tesco Bank Current Account.

I will most likely make FD my main account with wage and DDs, because I'll keep it for the RS, then have TSB and Tesco as interest earning accounts. I've already been with Halifax and Nationwide, so I can't get their offers again."

Personally think that paying by cheque by would lead to a lot more problems than if a direct debit somehow fails.

Do you send all of your cheques by recorded delivery? Just thinking if one got lost in the post and you missed a payment what your argument would be when the card company puts a charge on your account and a late payment marker on your credit file?