(Most silliest/trivial/petty) Reasons you’ve left a bank?

A_Nice_Englishman

I left Homelink, the UK's first online banking service, in 1985 when the service closed.

colin79666

Left Bank of Scotland due to big queues and playing stupid music in the branch. Left RBS after multiple IT failures left me unable to withdraw cash at ATMs.

I haven’t done branch based banking for over 5 years and only miss it if I have a cheque to pay in (which is rarely).

Herbalus

I left Lloyds because I developed an allergic reaction to horses.

karlie88

Sweetcake wrote: »

Hello! What’s the most silliest reasons you’ve left a bank? I ask this because I’m thinking of leaving a bank because I’ve had both small and large transactions declined for no reasons, and they’ve been no help, and the card reader to make new payments, or multiple payments, or large payments, and they also have limits to the number of payments one can make through the app. All good security measures , but can be a pain . I thought it’d be a laugh to find out others’ petty, or non-major Reasons for leaving.

I left because a new switch incentive was launched by a rival bank.

deadendwaterfall

Sweetcake wrote: »

Hello! What’s the most silliest reasons you’ve left a bank? I ask this because I’m thinking of leaving a bank because I’ve had both small and large transactions declined for no reasons, and they’ve been no help, and the card reader to make new payments, or multiple payments, or large payments, and they also have limits to the number of payments one can make through the app. All good security measures , but can be a pain . I thought it’d be a laugh to find out others’ petty, or non-major Reasons for leaving.

I left Barclays for NatWest just because the account had been set up as a donor account for the switching incentives and now I'm simply awaiting my £125 having met the switching criteria.

anniecave

I left Yorkshire Bank as they decided me trying to pay out the deposit on my house purchase was "suspicious activity", let the transaction go through but then froze my account and refused to speak to me unless I went into a branch with photo ID - even though there aren't any branches in my area that I could get to without taking half a day off work. I used the current account switch service to close my account with them.

scott_lithgows

Left N+P building society when it changed to Abbey as i had changed from a valued customer to a potential bankrobber in their eyes

Flobberchops

I left RBS after an unpleasant experience regarding my account going into collections - a situation entirely of my own silly making, I should add, but not helped by the "hounding" approach to trying to convince a young student subsisting on uncooked items from the Reduced aisle in ASDA that actually they *do* have hundreds of pounds and they *can* repay it all right now. If you're skint, you're skint, no negotiating with that. I slowly and painfully repaid the overdraft, paid off and cut up the credit card, and marched into a branch one day to have the account closed. The girl behind the counter did so promptly and cheerfully, which completely put the dampers on the triumphant flounce I had spend hours visualising, but c'est la vie.


I left Nationwide as for some reason I had never upgraded it beyond the cash card account I had opened as a teenager for my first job, and it had been accruing about 2p a year for over a decade. Nothing personal, Nationwide.


Most recently I left NatWest simply as part of a spring clean/cull. I had never experienced particularly good or bad service, and only ventured into a branch about once every six months.

Zanderman

I don't have silliest reasons for leaving banks.

Do you have silliest reasons for starting threads?

Flobberchops

Katgrit wrote: »

I'm another one who Barclays offended years ago!

23 years ago I was starting Uni and chose Barclays as my bank of choice. Went into town with my Mum the week before I left home to open my account all ready. This was back in the days of grants, when student loans were just starting off and tuition fees unheard of. Conversation went as follows...

This struck a chord, but from the opposite side, as these days I'm the mug trying to explain that bank policy means we need A and B to open the account, so you turning up with C and D is no good. A photocopy of A and a handwritten letter confirming that B exists doesn't fly either, nor is turning up with a big impressive folder containing C through Z (no A, no B, but surely the quantity must count for something). No, we can't get the account opened now on the promise that you'll swing by with A and B next week. And as ingenious as your train of logic may be, producing E which matches the address on D and has the same maiden name as is shown on C which could ONLY have been obtained by possessing A and B - also won't satisfy our processing team (or fool the auditors). So instead of trying to "outwit" the bank staff with an impassioned and creative interpretation of what must surely, reasonably, be allowed (don't you know you're losing a customer)... please just come with A and B as requested.


Rant over!