We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Mortgage Free in Three - Take 5 challenge (MFiT-T5)
Options
Comments
-
Hi Trix-a-belle can join please I want to aim to reduce mortgage thank youMFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
trix-a-belle wrote: »Wow so many familiar and new faces already!!
i'll gradually work through assigning numbers over the next week, newbies i'll sort the old timers first who want to keep previous numbers so bear with.
SL you can always give me a rough starting figure now and update more accurately later sweetie
I've put through a form with a guess - and assumed I will have the same number.
Thanks TrixSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Would love to join again Trix. Thanks so much for running. My aim is to clear the mortgage of nearly £75k, ideally by my 50th birthday in July 2021. It will be challenging but up for it!MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
Oooh yay I kept looking in late December and then forgot. Can I please join? Want to reduce current £63000 mortgage to £50,000 by then. Super ambitious target given my current circumstances
ETA - just popped in a joining form. It says target for Jan 2019 but that’s for Jan 2022 right?Mortgage so far: £31,630.01Aiming to be mortgage free by 20240 -
Frugal lass thanks yes that one slipped through the net, you are right, I have corrected.
Lindez please can you put through a registration form using the link in the first post with your intended starting figure and end target for the end of the 3 years
Inigma please can you put through a joining form including your end target for the end of the 3 years, I need this for the challenge
Julicorn (love the username) can you be more specific with your end target? shall I put £99,999?- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps0 -
Thank you for running this again Trix-a-belle I'm definately in and registered, I don't mind what number I have.
Target is to save $50k again, more if possible if life doesn't throw too many nasty surprises at me.
The last 3 years went by sooo fast :eek:MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
SPC 18 #6 £299.80 (12/07/25)
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£0 -
Hi trix-a-belle
I'd love to join this challenge - have just submitted a registration form.
I've been working on reducing my mortgage for a while now and have been on the annual MFW challenge for a few years - has really helped. But would love to be involved in this longer term challenge to really keep my focus going.
I just dropped below £95k with my January payment so am aiming to reduce to £40k in three years. Slight pause while I freak out at seeing that in black and white for first time!
Yep definitely going to need to be in a like minded group to deal with this.
Any problems with my form, please let me know.
Looking forward to my number and the next three years
Wishing everyone a peaceful Sunday
MissDMLBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k
No matter how far you go, you always take yourself with you0 -
trix-a-belle wrote: »Julicorn (love the username) can you be more specific with your end target? shall I put £99,999?
Thanks trix-a-belle!£99,999 is perfect, thank you!
0 -
Thanks for setting up the new thread trix-a-belle
I’d like to join again, with a slight change of target from last time, aiming to save £20,000 instead of OP it. Have submitted a form, I don’t mind if I have the same number as last time or not, whatever’s easiest0 -
Hi trix-a-belle
Sent through my form. Aiming for a £50k reduction - am aiming high! Thanks for running the challenge.
Good luck all!
UC x"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards