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When can a water meter NOT be installed?

I've received a couple of letters now telling me that Affinity Water will be installing a smart water meter at my property.
I strongly suspect I have a shared supply pipe and they won't be able to fit one outside the property. This means installing one inside where the stop tap is, however my stop tap is fully exposed at the bottom of my stairs! The house is 1830s and that's just where it is, just sticking up out of the wall. Lol.
Will they actually fit a meter to it in these circumstances? Fine if it was under the kitchen sink but I don't really want to see a water meter in full view. Do I have any rights to refuse in this case?
TIA

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