Sort of debt-free but hope to be a super-scrimper in 2019

[Deleted User]

Cumbria_lass wrote: »

Faboulous reply car boot well rounded and explained magnificently. Have a good day .

Thank you, Cumbria, that's such a lovely thing to say:T. I nearly didn't submit it as after reading it through I thought it seemed very self-indulgent:o. Then I remembered it's my own diary after all so I can jolly well write whatever I like on it:rotfl:. Takes a bit of getting used to though.


Have a good day yourself:beer:

Running_man

Hi carboot
Not meant to create any discord or be censorious

Unaware you had underlying problems
The written word sometimes comes over harsh when it is not meant too
For that I am sorry

But glad my response gave you food for thought
We have all wasted money over the years

I believe finance is far to easy to come by.Credit cards loans etc
And the person who thought up the overdraft was a genius for making money for the banks
Never used my overdraft but still think it is wrong.Encouraging people to get in to debt
I do apologise again if I upset you in any way

[Deleted User]

Running_man wrote: »

Hi carboot
Not meant to create any discord or be censorious

Unaware you had underlying problems
The written word sometimes comes over harsh when it is not meant too
For that I am sorry

But glad my response gave you food for thought
We have all wasted money over the years

I believe finance is far to easy to come by.Credit cards loans etc
And the person who thought up the overdraft was a genius for making money for the banks
Never used my overdraft but still think it is wrong.Encouraging people to get in to debt
I do apologise again if I upset you in any way

Thank you for this:T. I really appreciate that you took the time and trouble to post:)

HairyHandofDartmoor

I think that many people who are in debt have underlying psychological issues and you are very far from being alone in that Carboot. Your diary is the perfect place to explore, understand and try to resolve those issues. There was nothing at all self indulgent about your post.

You have shown great strength of character in overcoming your debts alone, and it sounds as though your spending demons are under control now.

I'm looking forward to reading about your scrimpy exploits, and hope you don't stop visiting my diary now you have one of your own as I would miss your kindness and insights .

Karmacat

CBC, I'm only just finding you now - and I'm barely getting on to page 2! Shiny, happy diary, I'm so pleased you've started your own - though like HHD says, don't stop visiting mine!



And oh my, how powerful you are, once you're confident in your own space! But still you, and very balanced. I don't have time to read your 2nd big post properly (that making connections thing is now 30 minutes away, oops) but I will when I get back this afternoon.


Really chuffed for you xxx

System

Subscribing to keep you company. You have done so well to clear so much debt in so few years.:)
It is quite daunting as we get older, I am coming up 62 this year and luckily OH is younger and we share our debt, but it is a scary thing. DMP is a wonderful thing though.

jwil

Happy new diary CBC, you've done so well to clear what you have.

I've paid many times what I borrowed on fees, charges and interest so I have no qualms about going for F&F offers now.

[Deleted User]

jwil wrote: »

Happy new diary CBC, you've done so well to clear what you have.

I've paid many times what I borrowed on fees, charges and interest so I have no qualms about going for F&F offers now.

Thank you:T. Yes, that's exactly how I see it. They've had more than their pound of flesh off me over the years:eek:

Choccygirl123

Hi carbootcrazy

Wow you've done amazing well paying that much debt off! Looking forward to hearing about your booty bargains! I love a good car boot too.

Suffolk_lass

I would also like to join you on your journey cbc and have just whizzed through the first few posts. I have subscribed - and I love the scrimping description. I always read your posts with interest on other people's diaries and have previously looked to see where yours was - so well done!

And I'm glad you and Running man have sorted things out - as he says, sometimes the words written down read harsher than intended but the context within which these things happen is never fully visible and actually unpacking some of them is very helpful, I think - to me as a reader, where themes resonate and also encourage me to unpack my own experiences.