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10 year stretch
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I've been reading this board for quite a while and seemed the right place to land my mutterings it doesn't really feel that the MFW is the right place for me as I want the full FIRE package mortgage free, savings and retirement TBH I feel very much a DFW with the mortgage. but feel free to shift me on to a more appropriate board.
Im just wittering between paydays to keep me moving forward, suppose its a bit like chanting a mantra FIRE IT UP I WILL DO THIS
Thanks Skint
Car insurance is low because im old and its only a little smart car so road tax is £30 a year, groceries its mostly just the two of us I hardly feed the lads one is a boomerang and since he's been home weatherspoons feed them as often as I do
Saving change in money box.
Starting as I mean to go on I cleared the credit card early, it is already paid in full each month but didn't want to be carrying any balances forward into 2019 other than the mortgage.
making the most of this month with clearing the fridge and freezers so should have a good month grocery wize with a lot of frozen veg to use up, Both DH &I are vegetarians which helps massively with costs but will be simple fare on offer over the month.
Doesn't look like DH made little in the way of bonus this month, which is not unexpected in December he should get his new car the second week of January .The cost of this will be £182.50 a month better than I thought it would be, over the year his monthly bonus will cover the cost of this, so should have little impact on my overall budget.
I am really curious what gardening stuff are you having done? I am getting into gardening and am waiting for my spring bulbs to come up!!!!
Saving change in money box.
Savingwannabe we have bigjobs going on here
Im halfway through reading your diary im in awe I hope I can keep the motivation as well as you do.
Better get myself off to work
My diary is rubbish Ill save you time! Nothing exciting happens. Financially I have learnt so much though. I now save £250 and overpay my mortgage by that amount too. I live off £200 for food and fun a month. That's it really.
Saving change in money box.
0% Car Loan £7500 ~ paid in full
JAN 2020 = NOW DEBT FREE
Emergency fund £1000 / £1000
The seagulls are going mad in the garden next door. :eek::eek:
It is v cold today here how is it by you?
Saving change in money box.