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Working the numbers 2019 style
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2100 steps - WFH so no walk into the office - will be a few more later walking down to the pub
LSD - will cost £10 in the pub tonight (for a kitty type thing)
not veggie - that's 0 for 10
not AF - far from it I hope
Clean/fix - dish wash but nothing extra - may have fixed poor wifi signal by moving stuff around, and removing various gadgets from nearby to the router
save/make - sent my son's complaint letter to santanddec, which hopefully will be £130 odd quid. Saved my OH some money on cinema tickets using my work vouchers
been a busy week. payday getting achingly closeI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Hi - thanks for stopping by on my diary! I’ve been lurking on yours for a while - you seem to have everything pretty much under control so I never really have anything to add! I could really do with adding some clean / junk / sell goals myself though, so I might steal that idea!0
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thanks y_m - I am not sure I am completely in control- but compared to where I was - definitely stronger, even though we have had challenges with DS2 health which has meant OH hasn't worked full time for ages
like you the challenge is in not regretting having a HRT salary - its making sure its put to good use - like a fire house most is going on target or at least roughly in the right direction but the amount that gets wasted is still significant - especially when compared against what you might need in retirement or at least a frugal lifestyleI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
10200 steps today - good start with a 5000 step walk to town and back
HSD - shopping,plus went to see open air production of MidSummer's night dream, which was £50 for the both of us including our picnic
not veggie - DS2 wanted gammon for lunch and I thought he had a point
clean/fix something - sorted out DD2 stuff for her new flat out of our surplus!!- fixed new doorbell and replaced the BT phone which after 5 years had stopped holding charge
save/make - free coffee from waitrose - that'll do
tomorrow will be busy as DD2 moved into her new flat yesterday, and I need to go down and help build everything - then we will have a start of year meal and grocery shopI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Technically its Monday - but this will count as my Sunday post. trying to post daily
Steps - 13010 - a seaside day
VHSD - getting DD2 sorted in her new flat - involved a 100 mile trip, some furniture, and a shop
Nearly AF but ended up in pub as it was lovely seaside day and it had a well recommended garden
clean - cleared out DD2 old flat (but she has time to go back and deep clean)
save - super frugal driving. I may get an extra 25 miles from this tank, over and above what I was already getting. Not a day where savings were getting much attention
make something - new flatpack bed, new flatpack chest of drawers, two clothes racks, a tv stand and bedside drawersI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Monday report
4500 steps - sat around a desk with colleagues
HSD - buying some stuff for a surprise party - mainly a couple of nice bottles of wine and some snacks - really not MSE but its been full on this weekend so ran out of DIY time. 3 HSD in a row - could be tight
no alcohol today
not veggie - a YS cooked chicken caught my eye at the supermarket
clean/fix - sorted out some old toddler books into boxes, now need to get rid of them - also regular dishwash and put away some stuff that the kids used for cooking
save/make -drove 30 miles on a whisper of fuel to get to the petrol station near work which is 8p a litre cheaper- this meant my tankful did 525 miles or about 41mpg
Early post tonight as will be having early night soon as completely knackeredI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
8300 - parked in the cheaper but more distant car park when I went into town at lunch with OH (a perk of WFH) - was slightly regretting the decision as it was scorchio on the way back
Used the car park savings for a pint of shandy :-)so not AF
HSD - a little shopping, £30 in superdrug on a variety of things, and a light lunch out with OH. Every now and again you get a run of more expensive days - just a peril of being busy, but it needs to be kept in check or this could be a bad month
Not veggie again and wont be for a while as we have in-laws for a few days so probably quite traditional meals - will try harder on this
clean/fix - re-organised some of the stuff I removed from the garage and put it back in much de-cluttered
make/save - not a lot of saving going on - although the parking was half price so I'll take thatI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Realising how few veggie days I have when I read your posts. Going for a meat free day tomorrow. Frittata and salad I think or a veggie curry despite the heat?
8,300 in this heat is impressiveIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Just popping in to wish you good luck on your journey.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
thank you DIA - can't beat a fritata - although curries are good in the heat
welcome aboard savingholmes - its nice and friendly on here, albeit mostly dull, with occasional peaks and troughsI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0
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