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I think men in general have found WFH and lockdown more challenging. As a natural introvert I've enjoyed it. I think at the hospital you probably developed 'war spirit - camaraderie' and being seen as a 'hero' psychologically has its perks. Not long now until your xmas break and you can get a well deserved rest.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Bet you can't wait for the rest. We're taking longer off this year.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
savingholmes said:I think men in general have found WFH and lockdown more challenging. As a natural introvert I've enjoyed it. I think at the hospital you probably developed 'war spirit - camaraderie' and being seen as a 'hero' psychologically has its perks. Not long now until your xmas break and you can get a well deserved rest.
At the start the camaraderie etc at work was nice actually, but everyone is bored of it now and morale is shockingly bad. Management (who are WFH) and patients expect a lot and staff are getting very tired of it... loads of staff are leaving and sickness levels are crazy. Colleagues from my old trust paint a similar picture as do friends at other trusts.DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved3 -
2 of my 5 have covid again, yawn. Seems to be an endless cycle. The rest of us can apparently carry on at work and school as normal and none of us can do LFTs or PCRs as have had 'it' within the last 3 months. I hope the science is right or we could be merrily spreading it around unknowingly.
Christmas shopping all done... I did not stick to budget at all! Need to increase the budget in future years I think.... to be fair, there's a general air of '!!!!!! it' in our house at the mo! Money, naughty food, alcohol intake etc... 2022 will be a fresh start, right?DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved5 -
Ouch to the covid... and the poor morale. Hope you are all okay and your family gets better quickly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks SH, they're both symptomless. Picked up on LFTs (I test everyone that can be twice a week) and then confirmed with PCRs. DH is like 'stop bl00dy testing them all!'... I might have to, germ ridden creaturesDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved3 -
Glad they are okay. Gotta minimise the spread somehow.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Ahh yes, kids, or “mobile germ distribution centres” as a friend of mine called hers part way through a VERY cold filled winter some years ago! 😆 Hopefully everyone else will either stay free of it or at worst get it and be symptomless.Not entirely surprised at your “XXXX it attitude either - I rather think most of us are feeling a little that way at the moment, a combination of two years of Covid related disruption backed up with “oh well, it’s nearly Christmas!”🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
ohdearhowdidthathappen said:EssexHebridean said:I've long since decided that the social anxiety aspect of Christmas parties outweighs the pleasure of seeing the few people I might actually want to spend time with at them, so it's an easy one for me. MrEH's company aren't organising any form of do this year, and my lot always just take me for a long lunch at the pub, so that's suitably low stress (Although this year I will need to make sure it is on a day when MrEH is also in London to deal with the driving home!)
Allowing that I was on Furlough for so much of the year I'm actually surprised quite how burned out I feel at this stage in proceedings - I can only begin to imagine how much you're in need of a decent break!Debt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
Current Mortgage: £235,698
Emergency Fund = £8,256 Target £10,000
Currently paying off CC £1204 - Saved £100 so far3 -
Sorry to hear about COVID in the family again! Get well soon xxDebt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
Current Mortgage: £235,698
Emergency Fund = £8,256 Target £10,000
Currently paying off CC £1204 - Saved £100 so far4
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