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  • Absolutely right that if it's his Mum that's round then he needs to stay about - cheeky monkey he is ever having thought otherwise! 

    Glad you got an extra shift in - that was part of your original planning around the current job and giving up other income streams if I recall correctly? That you could pick up extra stuff from time to time as and when the money would come in useful, but without too much commitment to it? 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just caught up. Hope you have a restful weekend
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Busy weekend, but not spendy.  Had MIL over for lunch Saturday and once she's here she stays all day.  My inner grump finds it annoying as she's local so we see her regularly.  But she's sweet and harmless and probably a bit lonely, so I go with the flow.  DH used to be quite naughty and leave me to entertain her, once he even went off for a nap!!  I'm quite firm with him now and he has to stay around.
    Sunday, I did an extra shift.  Those shifts are lucrative, but I try not to do too many as impacts on our weekend and it's a really early start which leaves me tired in the evening.  Still, the extra money will be nice towards Christmas spends
    I am doing an extra shift on Saturday (6 hours - the most I can do without an unpaid break) like yours, its lucrative and my first time at doing O/T but unfortunately i'll miss the deadline so wont get it paid until January 
  • Absolutely right that if it's his Mum that's round then he needs to stay about - cheeky monkey he is ever having thought otherwise! 

    Glad you got an extra shift in - that was part of your original planning around the current job and giving up other income streams if I recall correctly? That you could pick up extra stuff from time to time as and when the money would come in useful, but without too much commitment to it? 
    It was cheeky, but if I comment when his mum is here, it's 'poor boy, if you're tired of course you must nap' etc.  I made my feelings very clear afterwards though :D

    Yes, it was the plan... if I do 1 shift a month it covers the dropped income streams.  I sometimes do a second one when I know an expensive month is coming up (like December).... I'd prefer to do them weekdays really, but then it's more of a hassle with arranging childcare so I seem to mainly gravitate to Sundays (especially as they're the best paid).
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Busy weekend, but not spendy.  Had MIL over for lunch Saturday and once she's here she stays all day.  My inner grump finds it annoying as she's local so we see her regularly.  But she's sweet and harmless and probably a bit lonely, so I go with the flow.  DH used to be quite naughty and leave me to entertain her, once he even went off for a nap!!  I'm quite firm with him now and he has to stay around.
    Sunday, I did an extra shift.  Those shifts are lucrative, but I try not to do too many as impacts on our weekend and it's a really early start which leaves me tired in the evening.  Still, the extra money will be nice towards Christmas spends
    I am doing an extra shift on Saturday (6 hours - the most I can do without an unpaid break) like yours, its lucrative and my first time at doing O/T but unfortunately i'll miss the deadline so wont get it paid until January 
    6 hours is what I try and do too... or 10.  I don't doing 8 and you lose and hour to unpaid break anyway!  That's a shame about the deadline, although January always seems endless financially so it'll provide a nice boost!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Not much happening here, I've made a good dent in my Christmas shopping and feeling pretty organised with it.  Want it finished by December, ready to start wrapping.  I find all the organisation quite daunting and expensive to be honest and we also do all the hosting. 
    I've got nearly 2 weeks off work over Christmas/New Year which will be lovely, really looking forward to it.  It's felt like a really long year tbh :D 
    We get paid Thursday and it's very much required, our cars are nearly empty as are our food cupboards.
    I'm being really strict with what invites I accept over Christmas, so many dinners out being organised and at £50-70 a time plus taxi, I'm trying to avoid most of them :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the OT it all helps. Great that you have 2 weeks off at xmas. Well deserved break. Ouch to taxi fares... Is that because of where you live or that both of you want to drink?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I've long since decided that the social anxiety aspect of Christmas parties outweighs the pleasure of seeing the few people I might actually want to spend time with at them, so it's an easy one for me. MrEH's company aren't organising any form of do this year, and my lot always just take me for a long lunch at the pub, so that's suitably low stress (Although this year I will need to make sure it is on a day when MrEH is also in London to deal with the driving home!)

    Allowing that I was on Furlough for so much of the year I'm actually surprised quite how burned out I feel at this stage in proceedings - I can only begin to imagine how much you're in need of a decent break! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Well done on the OT it all helps. Great that you have 2 weeks off at xmas. Well deserved break. Ouch to taxi fares... Is that because of where you live or that both of you want to drink?
    Taxi fares are £10-15... minimum fare round here as soon as you sit in the cab :D We both like a drink... or two  ;)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • I've long since decided that the social anxiety aspect of Christmas parties outweighs the pleasure of seeing the few people I might actually want to spend time with at them, so it's an easy one for me. MrEH's company aren't organising any form of do this year, and my lot always just take me for a long lunch at the pub, so that's suitably low stress (Although this year I will need to make sure it is on a day when MrEH is also in London to deal with the driving home!)

    Allowing that I was on Furlough for so much of the year I'm actually surprised quite how burned out I feel at this stage in proceedings - I can only begin to imagine how much you're in need of a decent break! 
    It's been such a weird year.... DH is more burnt out than me strangely, he's finding the lack of human interaction difficult now as he's been working from home so long.  I wonder sometimes whether working in the hospital and having to just bumble along has actually been a good thing psychologically.  Having said that, 2 weeks off at Christmas will be amazing, so looking forward to it!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
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