Marriage Allowance Tax Rebate?

WhenIam64

In the small print they are charging 35%.

Since there appears to have been a hijack in this thread, perhaps I might just throw in the general principle that applies to these contracts or a PPI reclaim or an employment contract or any contract really.

* If you have signed it, you have agreed.
* If you have signed it without reading, you have agreed.
* If you have signed it, but you were told something different you have agreed - unless you can prove misrepresentation which is usually a long shot.

See https://en.wikipedia.org/wiki/L%27Estrange_v_F_Graucob_Ltd

Stick to the advice given by D&C and do it yourself and save the 35% (plus VAT?)

kylabell

DanForsyth wrote: »

My wife has used a company called Marriage Allowance Tax Rebate to claim the marriage allowance from HMRC. She sent the document back to them in the post on the 21st January and we have had no response. In the small print they are charging 35%. I have applied direct online with HMRC today. Is there any way i can get out of the contract with the company my wife used?

i have done exactly the same stupid thing and they have took a massive fee! i thought i was applying direct to marriage tax and don't remember reading anything about taking fee.
did you manage to get out of this?

sheramber

You signed to authorise them to claim on your behalf and you also signed that they would charge a fee for doing it. So there is nothing you can do about it now.

Check with HMRC that the repayment authorisation is not still on your record. Otherwise all future repayment could automatically be sent to them , even if they didn't make the claim. You need to make sure that the authorisation is no longer valid or cancel it , if necessary.

Gog67

Hi 
my wife completed the online marriage allowance transfer in mid January 2020 for all years from 2015 and my tax code was adjusted [increased by £1250]  within two weeks. for the 2019/2020 tax period. However I've not yet  received a tax rebate. for the preceding years. What is an acceptable waiting period before contacting the HMRC?

Dazed_and_C0nfused

Gog67 said:

Hi 
my wife completed the online marriage allowance transfer in mid January 2020 for all years from 2015 and my tax code was adjusted [increased by £1250]  within two weeks. for the 2019/2020 tax period. However I've not yet  received a tax rebate. for the preceding years. What is an acceptable waiting period before contacting the HMRC?

Could you have been a higher rate payer in the previous tax years?

If not you've probably waited long enough, I would chase it up now.

moncherie

the company called ensign advisory ltd say they will sort out your marriage allowance.  this is a scam as after contacting HMRC i have now found out that my tax code has changed and this company have done this before now i owe the tax people over 900 as this company sent me a cheque or just over 400 then they claimed over 900 from HMRC how can this happen it is a disgrace as they are not helping us but themselves.  what a scam done believe a word from this company plus we never even signed a agreement for them to do this.   just asked them to check the details

sheramber

The form you signed would be authorising them to make a claim to HMRC. It would also advise you of the fee they take form the repayment 
Our fee of 35% + Vat (42% including VAT) plus £100 (including VAT) of the total HMRC repayment is payable if a payment released.
 . 
the reason you owe money to HMRC  is probably because both of you were liable  to pay tax on your incomes so one party got a refund and the other got a bill.
Marriage Allowance works by the person with the lower income givsing the other person some of their personal allowances. the Transfer part of the name.
So their personal allowances are reduced. if that person was already paying tax then they are now due to pay more tax as they have less personal allowances to set against their income. 
I would suggest this is what has happened to you.
These  companies  ( there is more than one) do  not 'check your tax'. They submit a claim and HMRC action the claim.
 Had you claimed direct with HMRC then one of you would have got a refund and the other a bill just the same , but then you could have used the refund to pay the bill.
BecauSe you used a company who took a fee out of the repayment you now have  received less than the bill due.

As the Marriage Allowance claim will operate for future year  you need to contact  HMRC ad get it stopped going forward,
Also, advise HMRC you do not authorise this company to act for you or receive any future repayments.

Marriage Allowance transfer is only of benefit if one party pays no tax on their income.

Dazed_and_C0nfused

Marriage Allowance transfer is only of benefit if one party pays no tax on their income.

Or the person applying is only liable on dividend income 

But sheramber has summed it up perfectly.  Big lesson learned for you.

Baylr

I was had by this company recently have phoned emailed them no response how can they get away with this im going to get in touch with my local mp im so angry with myself for letting them do this you put your trust in a company this is how you get repaid 

Dazed_and_C0nfused

Baylr said:

I was had by this company recently have phoned emailed them no response how can they get away with this im going to get in touch with my local mp im so angry with myself for letting them do this you put your trust in a company this is how you get repaid 

Was there any particular reason you didn't trust HMRC enough to just do this yourself without involving a third party?

You could take part in this consultation,

https://www.gov.uk/government/news/hmrc-launches-consultation-to-address-concerns-about-repayment-agents