We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2019
Comments
-
Morning.
This week's payments give me a total of
#62 £1451.07 / £7000Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
Paid £91.42
#134 - £2,139.07 / £15,985.00EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
AliceBanned wrote: »Hi
My latest total::)
#163 £9,430/£10,607.28
Thanks everyone and keep going!:D
Sorry it should have been
#163 £1177.28/10,607.28
My new total is £9430. Thanks Muppets.0 -
No number yet!
Payday today so chucked £400 at the cards straight away, it's going to be a difficult month as I need to buy flights to visit my partners family and other expenses that go with a trip away. Obviously, anything left at the end of the month will join its friends on my cards but right now I need to hang on in case there are any unexpected costs.
£600/£7750 which puts me at 7.7%. I'm way under where I need to be but hopefully can make up for that in the following months.LBM April 2018: -£14500
26/07/19 CC:£45000 -
quick update. no number still but again wanna track progress / encourage others.
had "no charge" for a vet appt on Sunday (well- i'd already paid for it in a plan up front, I didn't realise!) so used that unexpected win to pay another £50 off cc2.
£350/£2300
That'll most likely be it for this month. :beer:Pay Off Debts by Xmas 2026; £0 / £6201.560 -
Morning :hello:
Two avon customer me straight into my bank account
Sent £83.75 towards the barclaycard
Brings my total to £1661.59 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£72 paid today. Now at #29 £1,439.00 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Another £37.50 to mbna
#22 now at £350.25/£5000
Another £110 paid to mbna
#22 now at £460.25/£5000Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0 -
I've just read back through the thread - you guys are so inspiring! :T
February update: Had to put some holiday stuff on a credit card (car rental and a little spending). But I'm thrilled to say that I've paid off IN FULL on top of my other credit card payments.
£461.21 has cleared CC1. Three more CCs left - a 0% interest offer was coming to an end, so I managed to take advantage of new 0% deals on my existing cards (but had to split the balance over three). No worries, repayment amounts will be a little higher which is good in the long run.
#055 pay off debt challenge 2019 £1113.74 / £5.422.00 20.5%0 -
Littletinks wrote: »I hope everyone had a good weekend.
Another DD went out today so that's another £75.41 cleared
All DDs and extra payments paid this month. If I have anything left the day before payday I'll add an additional extra payment.
#65 £75.41 paid now £464.79/£2800
Oops just realised this payment shouldn't have come off of my total as it was towards debt 3.
Balance should be £389.38/£28002025 52 Week Savings Challenge (£1378) #5 5/52
2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24
Virtual Sealed Pot Challenge 2023 #2 £305.60/£3000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

