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Pay ALL your debt off by Xmas 2019

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Comments

  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi, please include me in this challenge:

    Debt is: £4718.00 / £31,910.00

    Thanks :)
    Welcome you are #132
    TyA wrote: »
    I want to pay off approximately £9,000 by Christmas.
    Welcome you are #133
    Steameh wrote: »
    Pop me down for this challenge please.

    Having a baby coupled with no savings and a Mrs on maternity pay has taken it's toll on the old personal debt. She's now back at work full time and we're going to tackle it HARD!

    £15,985 at the start of the year.

    Now sat at £14,745
    Welcome you are #134
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Mickie78 wrote: »
    can I join please...I need to pay off £4500 ...
    Welcome you are #135

    Getitdone wrote: »
    Hi completly new to forums so hope this works. Thank you to everybody you have inspired me to get it done! I owe around 20k I am making my challenge of 7500.00
    Over ten different debtors some around 200 each more over 1500.00. Dilemma do I pay of smaller ones which would give me a boost or try and reduce the bigger debts to a more manageable amount. My plan after I've paid back family which I have Inc in debt is to pay 500.00 on top of around 250.00 min. I could clear 2 and a half cards or half one of my bigger ones. Not sure what to do. Anyway plan to pay 900.00 family and 350.00 cards end of month which includes min charges. Here is hoping.and good luck to you all.
    Welcome you are #136
    I paid off the lowest 1st just to get that boost. I know others suggest to pay off the highest interest 1st.
    Hi, I’d love to give it a go this year. I have £2,788.38 to clear. Thanks!
    Welcome you are #137
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi. New to this and I'd like to try this please! I want to clear £8000 please. Thanks for a great thread!
    Welcome you are #138
    :money::money::money::j:j:j:jHi can you help me join please and tell me xactly what i do? Any advice to helping to pay off the amount?
    Welcome you are #139 I will message you later today


    SarahC74 wrote: »
    Hi muppets and everyone,

    I’d like to join please. I (we) are saving to cover home improvements but also want to make a dent in a couple of loans.

    Our target is £16,000 for the loans. But, I’ll not start paying off until after March as that’s when the home improvements are happening, and it’ll likely take longer than just 2019, but I have to start somewhere!
    Welcome you are #141
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Lauraexe83 wrote: »
    I have £6000 on a 0% interest card I need to pay off!
    Welcome you are #142
    russppt wrote: »
    Love to join. Do I get allocated a no.?
    Total Debt £20,000
    Welcome you are #143
    Hi Muppets,

    I would love to join this group. I am starting with £32,197.54 in credit card debt. I'm going to ignore my mortgage for now. I want to reduce this balance by £10,000 in by the end of December!

    Thanks,

    Andrew
    Welcome you are #144
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi,

    Can I join?
    The total amount of debt is £35,405

    There's two of us working on this debt so it might be unlikely that we pay it all off this year but we are going to try our best!

    Actually, after reading the main post properly, a percentage of that would be a better aim. Could my aim be £8000 by Xmas 2019?
    Welcome you are #146

    Nugg wrote: »
    Hi muppets,

    Thanks for running this thread. Please may I join?

    Just what I need as I got into credit card debt last year on maternity leave after unexpected repairs bills just as my pay cheque went to £0. Managed to get a 0% balance transfer which runs to Jan 2020 but ideally would like to pay it off by Xmas.

    #?? £2/£1682

    Thanks
    Welcome you are #147

    aimeemum wrote: »
    I was wondering if it would be ok to join - sorry if I'm too late. I had a balance at the beginning of my journey of £4,665 and I'm currently at £4,280. I am aiming to be debt free as soon as possible, but Christmas is an 'at the latest' target.
    Welcome you are #148
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Debtnomore wrote: »
    Hello,

    Not sure if it's too late to join. My total debt I want to pay by Christmas is £3240.
    Welcome you are #149

    Hi, I'm aiming to pay off £ 4️⃣0️⃣0️⃣0️⃣ debt in total. Can't figure out what number I am, too many joining!
    Welcome you are #151

    Snoopy14 wrote: »
    Hi Muppetts,

    Please may I join clear your debt by Xmas 19.
    Amount of debt is £9127
    Many thanks,
    Snoopy14
    Welcome you are #152
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Mapbroke wrote: »
    Hello! Would love to join please :)

    £478.87 / £4012.55
    Welcome you are #153

    Debralee wrote: »
    Hello. I have joined but am waiting for my number.
    I owe £7500 and aim to pay off £2200 by Christmas.
    :A
    Welcome you are #154

    Tuco86 wrote: »
    Hi Muppets, am I too late to join in? I’m not sure I’ll manage all my debt by Christmas but I’m going to give it a blooming good go and I’m hoping I can find some support here to help me along the way. Total debt currently stands at £12,720 and I have paid £145 off this month. Thank you ��
    Welcome you are #155
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    NLP7 wrote: »
    Hi,

    Please can I join I have debt of £8288.96! I really want to get as near to clearing it as possible by Christmas!
    Welcome you are #156

    02w0121 wrote: »
    Hi,

    Can I please join? The debt total I would like to pay off is £10,000
    Welcome you are #157

    cappalatte wrote: »
    I would like to join to try to be debt free by xmas (maybe 2020)
    I have approx £19000 tbc
    Welcome you are #158
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Flamingo77 wrote: »
    Hi, I am a newbie to the forums and would like to join in please if I can?


    My debt total as at end of December 2018 £12,375.19 now at £11681.58 paid of £693.61 in January :-)
    Welcome you are #160

    Evening all, total newbie here too, I've literally just signed up to the forums to join this challenge, although I've been lurking in and out over the years when Google results bring me here!

    I'm hoping to be credit card debt free by the end of June, and totally debt free by the end of the year if possible.

    My starting amount is £2,494.43 credit card, plus £3,000 in family loans, so £5,494.43 in total.

    Really wish I'd seen this series of threads before now, it would have been great motivation! I've managed to chip away at over £11,000 so far since 2013, finally knocked my "bad" debts on the head at the end of last year thanks to some inheritance money from my grandfather passing, which allowed me to pay off the remaining balance on my DMP and close it. A little bittersweet but it meant I started 2019 with only "good" credit (i.e. no defaults/arrears), but I'd like to wipe the slate clean and get a proper savings buffer to avoid getting sucked into the debt cycle again.

    Sorry, didn't mean to spill my whole life story!
    Welcome you are #161

    We like hearing life stories here :D
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi all, I have been on an updating spree this morning :D:D I have got as far as post 531. I will get the rest done later this afternoon.



    Excited to reveal the total paid off in Jan later :j:beer:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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