We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2019
Comments
-
#26 previously reported £7067/£8351 in July
I have saved 3 additional Regular savings = £750
I have paid off £153 minimum payment
I have added £0
Therefore reporting in for the end of September 2019 an extra £903 set aside
#26 = Money allocated to debt £7970 = £381/£8351 to go estimated clearance (Nov 2019).I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Morning :hello:
Sent £201.33 towards the barclaycard
Brings my total to £11268.80 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hi, £92 sent to the CC today, taking me to #29 £12,543.43 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Minimums plus an extra payment have been paid today....£560.41
#134 - £6,784.45 / £15,985.00EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
Morning :hello:
Sent £12.50 towards the barclaycard
Brings my total to £11281.30 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I've been really rubbish at keeping this up to date and there's not been a lot available for overpayment,, but here's my latest declaration...
#02 is at £7,910.34 / £10,000 (79% of target).
I reckon i'll be around £800 short of my target at the end of the year, unless we free up some cash for overpayment. The second half of the year is always a financial ball ache for us and there's never as much extra floating around as there is in the first half.
Never mind! I'm still excited to see the numbers come down as much as they have this year.
@Abba - you're SMASHING IT!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Thanks homegrown :hello:
Morning peeps :hello:
Sent £7.51 towards the barclaycard
Brings my total to £11288.81 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£280 dd paid today, taking me to #29 £12,823.43 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning :hello: just
Sent £9.49 towards the barclaycard
Brings my total to £11298.30/ £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Just used some savings from my credit union to pay off my loan from them. That's another loan paid off, so I can now focus on my credit card.
My new amount is #57 £1120/£3500
I'll not get the credit card paid off by Christmas, however I'll definitely have it gone by next Christmas.
On a side note, I've noticed that the 1st page still hasn't been updated:( Can anyone advise me on how I figure out my percentage paid off please?, as it really did give me more focus and determination to carry on.Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards