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Pay ALL your debt off by Xmas 2019

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  • Steameh
    Steameh Posts: 369 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Paid £1285.19 today thanks to an advance rent payment from my new tenant.

    Could have been more but we booked a holiday at the beginning of the year which has now been paid.

    Because of the advance payment, that does mean we will only be paying the minimums until October, but we're hoping my Mrs gets her commission through in August which will allow us to hack another £1k off.

    Clearing it all by Christmas is looking unlikely unfortunately, you can only plan so far, once you're living the reality of day to day life and having 3 kids, things are A LOT more expensive than you can guess.

    #134 - £4,413.89 / £15,985.00
    EMERGENCY FUND CHALLENGE - £2,292.05 / £6000

    DEBT FREE DATE - 16/02/2021
    Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
    Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
  • Another wee payment (£5) made today, so I’m now at: #04 - £1,329.28 / £4,161

    My main DD goes out next week, so don’t think there will be any more payments between now and then :)
  • Choccygirl123
    Choccygirl123 Posts: 1,035 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I've been AWOL last few months, but slowly chipping away. Had bumpy time when my sick pay stopped, but benefits finally clicked in.

    Have paid off

    Zopa 1 - £499.01
    Zopa 2 - £987.52
    0% CC - £2720.93

    Total paid off in 2019 - £4207.46 / £7500 :j
    Finally Debt Free 24/4/2023 
  • Steameh
    Steameh Posts: 369 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 15 May 2019 at 10:59AM
    Paid another £343.84 today as it's pay day, just shy of the 30% mark now. This payment also means I've completely cleared one card, just the 3 remaining now, all at 0% until 2021

    #134 - £4,757.73 / £15,985.00

    I think realistically I'm only gonna be able to pay just over half by Xmas.
    EMERGENCY FUND CHALLENGE - £2,292.05 / £6000

    DEBT FREE DATE - 16/02/2021
    Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
    Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
  • Tuco86
    Tuco86 Posts: 6 Forumite
    Paid another £110 today. Not going to lie I'm a little disappointed with this latest update but life seems to of gotten in the way this month. OH has changed jobs again so that's put some pressure on the finances. Fingers crossed when he settles in I can get back on track with some larger payments...


    #155 £2330/£12,720

  • Direct debits & a few small payments added, Now at:

    #179 : 701.49/1832.32
    PAYDBX 2022 #8 £135.62 / £7500
  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Some overtime cash landed plus surplus from change pot forend of last pay month, £150 more cleared, so now at:

    #175 £1600/£2300

    Keep up the good work all- don't worry about the odd stumble or bad month we all have them- keep plugging away it will be worth it :T :cool: :T
    Pay Off Debts by Xmas 2025 debt £0/7400
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    afternoon :hello:

    sent £20 towards the halifax

    brings my total to £6509.39 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    £17 paid to Cc3 today. Now at #29 £3,975.59 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • aimeemum
    aimeemum Posts: 687 Forumite
    Part of the Furniture 500 Posts Xmas Saver!
    £39 paid off main debt -

    #148 - £2,173/£4,782
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 14/4/25 = £14,880.45
    Savings Goal = £1000 EF - £0/£1000 = 0%
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