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Pay ALL your debt off by Xmas 2019
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Paid £1285.19 today thanks to an advance rent payment from my new tenant.
Could have been more but we booked a holiday at the beginning of the year which has now been paid.
Because of the advance payment, that does mean we will only be paying the minimums until October, but we're hoping my Mrs gets her commission through in August which will allow us to hack another £1k off.
Clearing it all by Christmas is looking unlikely unfortunately, you can only plan so far, once you're living the reality of day to day life and having 3 kids, things are A LOT more expensive than you can guess.
#134 - £4,413.89 / £15,985.00EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
Another wee payment (£5) made today, so I’m now at: #04 - £1,329.28 / £4,161
My main DD goes out next week, so don’t think there will be any more payments between now and then0 -
I've been AWOL last few months, but slowly chipping away. Had bumpy time when my sick pay stopped, but benefits finally clicked in.
Have paid off
Zopa 1 - £499.01
Zopa 2 - £987.52
0% CC - £2720.93
Total paid off in 2019 - £4207.46 / £7500 :jFinally Debt Free 24/4/20230 -
Paid another £343.84 today as it's pay day, just shy of the 30% mark now. This payment also means I've completely cleared one card, just the 3 remaining now, all at 0% until 2021
#134 - £4,757.73 / £15,985.00
I think realistically I'm only gonna be able to pay just over half by Xmas.EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
Paid another £110 today. Not going to lie I'm a little disappointed with this latest update but life seems to of gotten in the way this month. OH has changed jobs again so that's put some pressure on the finances. Fingers crossed when he settles in I can get back on track with some larger payments...
#155 £2330/£12,720
0 -
Direct debits & a few small payments added, Now at:
#179 : 701.49/1832.32PAYDBX 2022 #8 £135.62 / £75000 -
Some overtime cash landed plus surplus from change pot forend of last pay month, £150 more cleared, so now at:
#175 £1600/£2300
Keep up the good work all- don't worry about the odd stumble or bad month we all have them- keep plugging away it will be worth it :T :cool: :TPay Off Debts by Xmas 2025 debt £0/74000 -
afternoon :hello:
sent £20 towards the halifax
brings my total to £6509.39 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£17 paid to Cc3 today. Now at #29 £3,975.59 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
£39 paid off main debt -
#148 - £2,173/£4,782Changing my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%0
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