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Pay ALL your debt off by Xmas 2019

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Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Barclaycard eliminated :j

    Sent £663.42 towards the barclaycard

    Brings my total to £5104.58 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sooooo I'm DEBT FREE!

    10k paid!

    I couldn't wait any longer as it's been eating away at me the past few weeks, so I double checked my maths of incoming and outgoing and decided to just do it!

    Fantastic :D :beer:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #149
    Paid my usual £200 this month which takes me to
    £740 / £3240
  • Muppets, I just want to say a big thank you for this thread. I'm still processing how I feel.

    I joined this thread last year when I had paid 2.5ish of 10k, and got to 6k by christmas. This year I've cleared the 4k through selling things, cancelling things, not spending a penny, digging up all saving pots. I have £10 left in my bank account and no savings left, but I feel great.

    Thank you so much for the motivation, and good luck to everyone continuing their journey :)
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning :Hello:

    no debt repayments from me as having to put money in a savings account so I can clear a loan of £1248 in one go hopefully by the end of the month so I'm still debt busting :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #179 Paid an extra 42.52 recent, so now

    218.49/1832.32

    Hoping to have an income increase soon then can chip off some more debt :)
    PAYDBX 2022 #8 £135.62 / £7500
  • been ages since i have had time to come on here as life has been hectic, still debt busting slowly

    checking in with a payment of £778.28 so now

    #49 £778.28/£6740
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Dave_Saver
    Dave_Saver Posts: 42 Forumite
    Fourth Anniversary
    #185
    £150/£2000

    I paid in £1200 to start my home buyers ISA this month, now that I've done that I will be paying off my remaining cc debt over the next 4-6 months and will be debt free before Christmas.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I can't remember what the last payment was that I updated but a DD was paid yesterday and an overpayment of £100.01 so here's where I'm at:

    #002 £2,887.19 / £10,000 (29%)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    #29 checking in. Now at £2,897.00 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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