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2019 Mortgage-Free Wannabes

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Comments

  • Nichelette
    Nichelette Posts: 2,150 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 28 March 2019 at 10:15PM
    Hello, we have finally! moved so I would love to join if possible please.

    I've made my first overpayment today of £1553. I'm aiming for 15k by the end of the year hopefully.

    If no.86 is still free that would be great as it's one I won't forget lol.

    Thank you :)

    Edit: Just had some cashback become payable so have added that to overpayment making £1723
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
  • chunkytfg
    chunkytfg Posts: 850 Forumite
    Part of the Furniture 500 Posts
    Nichelette wrote: »
    Hello, we have finally! moved so I would love to join if possible please.

    I've made my first overpayment today of £1553. I'm aiming for 15k by the end of the year hopefully.

    Thank you :)

    Congrats on the move and a nice Starting OP:T:T



    We're still waiting to buy our house so I can finally start in earnest with the Mortgage OP's! 20 weeks and counting now from offer acceptance to now. Our side has been ready to exchange since december!! :mad::mad:
    Those who risk nothing, Do nothing, achieve nothing, become nothing
    MFW #63 £0/£500
  • Nichelette
    Nichelette Posts: 2,150 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    chunkytfg wrote: »
    Congrats on the move and a nice Starting OP:T:T



    We're still waiting to buy our house so I can finally start in earnest with the Mortgage OP's! 20 weeks and counting now from offer acceptance to now. Our side has been ready to exchange since december!! :mad::mad:

    Waiting is the worst isn't it! There was literally no chain on either side of ours which is why I couldn't believe it took so long (5 months). I hope you move soon, it's horrible having everything up in the air.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
  • chunkytfg
    chunkytfg Posts: 850 Forumite
    Part of the Furniture 500 Posts
    Nichelette wrote: »
    Waiting is the worst isn't it! There was literally no chain on either side of ours which is why I couldn't believe it took so long (5 months). I hope you move soon, it's horrible having everything up in the air.

    I should be used to it tbh! My first flat I sold went from EA valuation to offer accepted in 6 days and then took 7 months to sell!!

    Thoroughly frustrating. On the bright side I have a money pot which is slowly filling with change that at last count was well over £100 so thats my OP pot.
    Those who risk nothing, Do nothing, achieve nothing, become nothing
    MFW #63 £0/£500
  • Karona
    Karona Posts: 20 Forumite
    Fifth Anniversary Combo Breaker Car Insurance Carver! Home Insurance Hacker!
    £335.42 overpayment for March please ... #no 3
    LBM 2015 24500 debt paid off since.
    M-FIT T5 no 41 starting 25139 aim to clear now 17k
    PAID OFF CAR 8k, OD 3k, CC(1)3k ,CC (2)4.5, Cc (3) 3k STORECARD(1) 3k
    WEIGHT 7/42
  • Science_mum
    Science_mum Posts: 18 Forumite
    March OP for #124 £1000. :D:D

    Total for 2019 = £2205.65
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    A bit early out of the starting blocks but number 39 here reporting for April with an OP of £252.00 please.

    Thank you!
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Nichelette wrote: »
    Hello, we have finally! moved so I would love to join if possible please.

    I've made my first overpayment today of £1553. I'm aiming for 15k by the end of the year hopefully.

    If no.86 is still free that would be great as it's one I won't forget lol.

    Thank you :)

    Edit: Just had some cashback become payable so have added that to overpayment making £1723

    Welcome to the challenge, and congratulations on your new home! #86 is all yours :)
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    #6 with my March update

    I have managed to overpay to cover the interest charged, my direct debit to round up the actual mortgage payment and then managed to pull together a further £500 from selling etc

    So a grand total of £741.43 which has brought the mortgage down to £25000 :j

    Hoping we can keep up this pace

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 346 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi

    #46 reporting in. I added a couple of really small amounts from interest on current accts, so final March figure was £1512.

    Thanks Julicorn!

    MM
    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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