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Working Hard Debt Diary - Here goes

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Comments

  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    We went down to the Charante region just north of the Dordogne. It was lovely and the weather was fab but I just feel so bad about adding to the debt. I'll get through it though - hell in years gone by we've put our whole holidays on the cards and not thought twice about it! Its funny how 12 months of MS DFW ways change you isn't it.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well its back to reality now! We are going away in August and I am trying to come up with a cunning plan for spending money, so far I haven't thought of one!!!! Now my brain hurts.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • redkelly
    redkelly Posts: 203 Forumite
    Welcome back, Glad you had a great time Don't feel too bad about the overspend It was £700 (which I know is a lot of money) but think if you weren't so in control and had not had your lightbulb moment how much that would have been:eek:
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I know £700 is a not and isn't compared to our overall debt. I think the scary thing for me was that I'd been so focused on the everyday debt that I hadn't given the holiday budget too much thought. Still at least there was a budget in the first place! Lesson learned.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I've just looked at my first post and my holiday budget was £267 pm = £3204 which would have been enough. This was cut back to £200 pm along with a few other things to make ends meet which, we had a difference of £64pm :rolleyes: .

    Maybe its time to post a new SOA up?
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Took the kids out for most of the day today to a Maize Maze. Great fun but not cheap. I decided very last minute so as a result only took drinks and a snack. Cost £20 all in (including an ice cream treat) and great fun was had by all. In the holidays I try to take them out for something different at least once per week to asuage my guilt for when I'm working in the holidays.

    At the Maze place there were a couple of shops and in I bought 3 Christmas presents !! :xmassmile This must be the earliest I've ever started my Christmas shopping. They were all lovely and good value and only £28 spent. So I now need to start my list for that. In previous years I've forgotten when I bought early and bought something else for the person!

    Hopefully three low to no spend days coming up since I am at work!

    A huge mountain of holiday ironing is calling to me tonight..........the joys!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Just managed to pick up a couple of mystery shops, one of which is slightly more complicated so worth a little more:cool: . Listed 12 books on green metropolis - no speed selling on here but it has generated me a moderate amount of money. So fingers crossed.

    Right now I really can't avoid the ironing any longer!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    :eek: Step away from the ironing.......step away from the ironing.........:eek:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I so wish I could but my dining room is now covered in laundry............ a few hours to make myself feel better about the huge mountain growing in there.....perhaps there's a friendly house elf somewhere who could oblige:rotfl:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you find him/her send them my way!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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