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Help with Vodafone default due to mental health issues
Comments
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Same problem. Default account on my credit score with Vodafone. I suffered over charges and cancelled the DD in the notice period through frustration.
I'm afraid once it's defaulted it will be there for 6 years, I learnt that the hard way.
You will have to rebuild your credit score. I'm not an expert but I am closing accounts that I have in good standing, as many as I possibly can. If Vodafone is the last account to be closed and it was a default like me, then this might be helpful. Do close the accounts you have in good standing that you can.
I might be speaking nonsense, but anything is worth a go?
I've also opened up a credit card account with a very low limit and using it on a monthly food shop, and paying it off in full every 6 weeks. It's slow going rebuilding your score.
In my opinion Vodafone have a lot to answer for. Unfortunately, it does seem like the customer always loses out to Vodafone. So many bad experiences I've experienced and heard about with them.0 -
You will have to rebuild your credit score. I'm not an expert but I am closing accounts that I have in good standing, as many as I possibly can. If Vodafone is the last account to be closed and it was a default like me, then this might be helpful. Do close the accounts you have in good standing that you can.
I might be speaking nonsense, but anything is worth a go?
Don't follow this advice. It's definitely not 'worth a go'.
Keep good accounts open. You want to show you can manage accounts well, not have them all closed.
And forget rebuilding a pretend credit score. Build a good credit history.0 -
Left myself in a pickle with cancelling the DD.
I apologise for the bad advice. I was only trying to help alleviate, but sounds like what I'm doing and encouraging you to do would only make it worse.0 -
You don’t want to rebuild you credit score and you should only be paying your credit card in full after each statement. Not every 6 weeks0
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