Loz2018 wrote: »
I have decided to have 15 NSD during December so I can pay off my debt quicker, build up my savings or just use the extra cash as buffer in my current account.
I’m currently on my 2nd NSD but it’s partly enforced as I only have £2 in my account until Monday. I do have a £600 arranged overdraft but I really want to avoid using it.
On my NSD I am only allowing myself to spend money on essential travel costs and food that I actually need so things like milk, bread and fruit. But not takeaways/expensive paninis/ready meals. Although thinking about it I’m tempted to cut all of that out of my diet anyway as it’s such a waste of money.
If I am at College on a NSD then I’ll allow myself a coffee/cheap lunch. I’ve set a budget of £8 a week as I’m at college 2 days a week.
I’ve tried to make most of my NSD spread across the days when I’ll be off work & college so it’ll be easier to avoid the temptation to spend.
SSDD23 wrote: »
Count me in for 15 please beanielou xx
nonesuch wrote: »
May I join with 10 days please? It'll be hard, as I'm still shopping for Xmas presents, but it'll keep me focused.
Please be gentle, I'm a newbie
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