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Washing machine cover. Is it worth it?

Tranquil
Posts: 67 Forumite
I bought a washing machine in September 2017 and since then I have paid £3.33 per month for breakdown cover with Domestic and General. I’m a bit confused if this is worth it. These are the details I have, if anyone could shed light on whether I should keep or cancel this.
Start date: 08/09/2017. Breakdown start date: 06/09/2018. Renewal date: 06/09/2019.
1st direct debit collection date 01/10/2017 until last collection on 01/05/2019.
Thanks!
Start date: 08/09/2017. Breakdown start date: 06/09/2018. Renewal date: 06/09/2019.
1st direct debit collection date 01/10/2017 until last collection on 01/05/2019.
Thanks!
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Comments
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It's up to you. When I repaired washing machines for a living I had customers who I'd visit two or three times a year, others I'd see once every 10 years & there are plenty of people out there who've never called a repair man. If you're in the first group then it's money well spent.
Having said that £60 for 18 months cover is pretty good (if the maths are wrong, sorry I've been drinking).Tall, dark & handsome. Well two out of three ain't bad.0 -
I don't bother with any of these "extended guarantees"
Called the repair man to my cooker last month - 22 years old, first repair - bill £60.Never pay on an estimated bill. Always read and understand your bill0 -
I've been running a house for 38 years. I've never taken out cover for anything.
My father used to put whatever he would have been charged for cover into a savings account which was then used to repair or replace the offending item when the time came. The account was always in credit.No longer a spouse, or trailing, but MSE won't allow me to change my username...0 -
Same here never ever taken out any extra cover and bombarded with calls daily trying to get me to do so.
Generally a decent washing machine will last us 18 months but can keep it going 2 1/2 years. The only diversion to that was buying a Miele untouched for 12 years.
In the past have taken Hotpoints and Hoovers in to being repaired just out of warranty. Charged £60-£90 and repair not carried out by three independants.
If you pay insurance and have callouts you would have same people.
Touch wood now on a Panasonic, untouched at 2 1/2 years and cheap sub £360 new delivered, saved about £230 on local shops. Insurance on this is a lot more than £40 a year, point being everything has a life span, build it in.0 -
I just buy cheap machines roughly every two years. If it lasts longer then great, if not then oh well another sub £200 machine it is. You can buy them in store and take home same day. Been doing this for ages now probably over a decade.
I reckon in any given decade I spend around 8/900. It's comparable to a high end machine but I don't mess around waiting for repairs. Each to their own though.63 mortgage payments to go.
Zero wins 2016 😥0 -
Everybody makes the same mistake with these extended warraties. The machine comes with a 12 month warranty(2 years from John Lewis) which covers parts and labour so why are you paying for the first year when it already coverred? Which says that on average washing machines are trouble free for th firt 4/5 years. As someone has said they buy cheap machines that last roughly 2 years. You can buyan automatic washer from around £150. We have an indesit bought 10 years ago, problem with it last year but called engineer who sorted out athe fault at a cost of £50.00 - Has done around 2,000 plus washes and still functions OK. Just one other point read the small print. many of these warranties have a get out clause for the warranty company after 3 years limiting how much they will pay towards repairs.0
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Not on my washing machine, but I bought a new oven from Curry's when my last one conked out after 5 years. I got the £2.49 a month repair cover with it. It includes a "valet" once a year ( they come out & clean it) & obviously repair it if broken. If they can't repair it then they give a voucher equivalent to its cost price to replace it. It's worth it to me as decent ovens tend to be more expensive than white goods.
I don't bother with one for the washer - my first one lasted 3 years. It was a Hotpoint washer/dryer. This time I bought a beko washer with a higher spin speed & had it two years now & all good. I'd just replace with a £200 machine again if it broke too.
Fridge freezer is still going strong after nearly 6 years.0 -
Shocked that people on here are accepting that a washing machine will only last 2 years. My first machine lasted 20 years. My current one (Beko) is 5 years old and still going strong.No longer a spouse, or trailing, but MSE won't allow me to change my username...0
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trailingspouse wrote: »Shocked that people on here are accepting that a washing machine will only last 2 years. My first machine lasted 20 years. My current one (Beko) is 5 years old and still going strong.
I have always done a lot of washing.
Kids/pets/accidents whatever.
It's on 2 or 3 times a day, they generally last me a bit over two years by which time they have done around 2000 wash cycles at my lowest estimate.
I have been ill for two days and done no washing. There is now a mountain and the beds to change. So 10 washes minimum today.63 mortgage payments to go.
Zero wins 2016 😥0 -
I'm a single person who does a max 2 washes a week & I was pretty annoyed when my Hotpoint washer/dryer conked out after 3 years. It wasn't repairable & It wasn't the cheapest machine either. I'm hoping the bigger Beko washer lasts a good while yet, but id never spend mega bucks on one nowadays.
My mum has had her washer for about 20 years & it's still going strong.0
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