Life Strategy / Vanguard FTSE Global All Cap Index

AnotherJoe

Rookie13 wrote: »

Given long enough timewise, do these things not even out? A genuine question for the "seasoned" investors here.

Sorry, I was referring to Another Joe`s post 16.

To paraphrase John Maynard Keynes (I think) , "given long enough timewise we are all dead".
Or another POV, would you actually choose to focus into mining and finance? If not, then dont let it happen by accident.

Cactus_Jack

Yes, I made the jump from VLS to AllCap. I prefer to have more exposure to US stocks than UK stocks, as I personally think the US as a whole is more likely to continue to innovate and make more money than the UK.

I also moved to the Vanguard platform at the same time I made the jump. They're the only broker I've seen that have mentioned they will look to reduce fee's when possible, so hopefully I can leave it there long-term.

Thrugelmir

MK62 wrote: »

In any case, many FTSE100 companies continuously hedge at least part of those overseas earnings anyway, so it's not quite as simple as that - granted,

Or simply declare their dividends in either € or $ leaving UK investors to bare the exchange rate risk.

point5clue

For me the benefit of the VG Global All cap (and any other tracker trying to do the same thing) is psychological.

Whenever I hear someone saying 'I think X will do well' or more often 'Y will do badly', Tech Stocks, the UK, Oil, Unicorns etc my monkey brains starts thinking I should do something right now. Then my tiny human higher brain takes over and says 'but I'm tracking the whole freakin market in proportion to its cap weightings - what do I know that makes me want to change that.
This is especially helpful re brexit panics.

Of course I still worry about asset allocation, but as my monkey brain panics are split pretty evenly between 'reduce equities exposure' and 'increase equities exposure (FOMO)' my higher brain thinks I've got it about right.:T

Novice_investor101

I've picked the Global all cap as my LISA fund as I want to in all equities but diversified geographically. This fund makes it easier to invest in large/small/east/west etc etc without me having to make any decisions or keep an eye on numerous funds & their allocations. Very much a set & forget for the next 20odd years.